Border Collie Insurance

Border Collie Insurance For Pet Dogs Made Easy!

Border Collies are an intelligent, agile, and energetic breed known for their tactics and clever mindset. They have a piercing gaze and are among the brightest dogs in the category. This is a medium-sized dog breed with medium coat length. Whether your Border Colliers are puppies or young dogs, it is essential to provide them with the best care which they need and deserve. You can ensure your canine buddies live a happy and healthy life, with a right dog insurance policy

What are common illnesses found in Border Collies?

Knowing about the health issues common in Border Collies helps choose suitable insurance for them, It is better to be aware of health issues and their symptoms to treat illnesses quickly. Buying suitable insurance coverage for your furry buddies helps lower the risk of unexpected vet treatment costs.

Epilepsy

It is a genetic health condition found in Border Collies. Epilepsy is a neurological disorder that may result in fits, twitching, convulsions, seizures and loss of consciousness. To cure this issue, medication adherence and regular vet checkups are a must. The causes of seizures in dogs could be illnesses, exposure to toxins, or head trauma.

The vet usually conducts tests such as x-rays, blood tests, or MRIs, and examines the full medical history of your dog.  Border Collies usually show signs of epilepsy during the age of 6 months to 5 years.  Idiopathic epilepsy is a hereditary condition, its symptoms generally involve dogs falling to the ground on one side and the body’s muscles tight contraction.

Collie Eye Anomaly (CEA)

These diseases affect your dog’s retina, sclera and choroid. The severity of the issue ranges from mild issue to even blindness. The degree of vision loss could vary and worsen in scenarios where the retina is detached. CEA may affect your dogs at any age but it is mostly diagnosed till 2 years of age. If the Collie eye anomaly is severe it may lead to interocular bleeding and blindness. CEA is a heredity problem that may affect both eyes of your Border Collies.

Hip Dysplasia

Border Collies could face hip dysplasia where the ball and socket joints of the hip don’t fit together precisely. It results in the loss of joint functions and the deterioration of the bones. Your dogs may experience pain, lameness, and swelling because of this problem. Early diagnoses help to minimise the damage it may cause. The common symptoms of Hip dysplasia include stiffness, difficulty walking, pain in jots, and inability to stand up or walk.

Obesity badly affects dogs experiencing hip dysplasia issues. Therefore, it is better to maintain the ideal body weight according to the age of your dog. The treatment usually involves anti-inflammatory medication, therapies, or surgery in the worst cases. The disease must be cured as soon as possible as it may lead to arthritis in later life.

Trapped Neutrophil Syndrome (TNS)

TNS mutation is an inherited disease found in the Border Collie breed. The affected dogs are unable to produce enough amount of neutrophils which is a type of white blood cell necessary for immunity. This makes them more vulnerable to infections, learning disabilities, delayed development, and overall less ability in the puppies to thrive.

Border Collies may experience diarrhoea and fever due to low immunity. Trapped Neutrophil is commonly seen in Border Collies when they are puppies. Symptoms in dogs suffering from TNS include abnormally long heads and narrowed facial features.

Which services are offered in Border Collie Insurance?

Border Collie insurance enables you to get multiple services related to health and safety. Here is a brief description of services you are eligible for by buying a dog insurance policy.

Veterinary Treatment for Illnesses:

Border Collie pet insurance policy helps you to get access to free veterinary treatment up to a financial limit agreed between you and the insurance entity. Dog insurance companies allow you compensation for the vet bills you paid in the form of reimbursement. You can claim costs such as medication, diagnostic testing, therapies or surgeries. However, a specific budget is decided for each disease and amounts above than pre-decided limits need to be self-financed.

FirstVet Access:

Many insurance policies allow you free access to FirstVet services. It enables you to get free advice for your dog breed 24/7 and for the whole year. You can get professional advice related to health, diet or any other issue of your dog, whenever you need it by using FirstVet. This online assistance can answer your questions related to symptoms of the disease to the recommendation of the best veterinarian in your locality who can cure your dogs.

Coverage for Accidental Injuries:

Pet insurance policies for Border Collie breeds also cover costs to finance accidental expenses. It’s your choice what budget and type of policy you choose for your dog. Most insurance policies cover costs related to injuries due to accidents. You have to choose between an annual or yearly dog insurance policy for your breed based on the budget you can easily afford.

Customer Support Service:

Not all but many insurance providers allow UK customer support service via website or dedicated call centre services. It will help you contact the specialist by sitting in the comfort of your own place. It will help resolve any problems you are facing with your dog’s insurance policy.

Legal Claims Cover:

If your Border Collie accidentally or intentionally causes damage to someone or their property, then you might be liable for legal claim expenditures. This is the reason why third-party liability coverage holds an essential position when you choose insurance for your pets.

Missing Pet Costs:

Sometimes pet owners need to pay advertisement costs for flyer printing to find their missing or stolen pets. The cost to print flyers and reward payment to the finder of your dog is mostly covered by insurance providers. That’s why microchipping is an essential requirement for most of entities that allow missing pet coverage perk. Microchipping helps to find your missing or stolen dog’s location.

Boarding Fee:

If you need an emergency hospitalization, then the costs to put your dogs in a kennel are financed by your dog insurance entities. However, boarding fee coverage may not be a part of a standard insurance policy, you can add on it by paying extra pounds.

International Travel Cover

Border Collies might need international travel coverage for illnesses during your stay abroad, So, if you need a specific cover to compensate for vet charges during an international tour, then do include this service in your dog insurance policy.

What are the benefits of Border Collies insurance?

Getting insurance for Border Colliers is beneficial for you as it helps fulfil the medical as well as other needs of your canines. The benefits of opting for Collie’s insurance include:

Financial Protection

You can hedge the financial risk by opting for a suitable dog insurance policy. If you buy lifetime insurance for your Border Collies, then you only need to pay premiums monthly or annually. In return, the insurance entity will provide you the coverage for health costs. So, you can easily estimate the total outflow in the long term (e.g. up to 1 year), and plan your finances accordingly.

Focus on health instead of finances

Knowing that your beloved Border Collies are protected from any unexpected conditions relieves stress. When you are free from financial burden, then you can focus on the pet’s health. There is no need to worry about fees as reimbursement options are available for treatment costs.

Multi Dog Discounts

Insurance companies allow you the benefit of multi-dog insurance discounts if you want to insure multiple pets together. If you want to enjoy discounted prices then you have to insure more than one dog with the same insurance provider. For example, if you own Border Collies, Pugs and Greyhounds, then choosing the same insurance provider for all of these pets will help you save money.

Peace of Mind

Knowing that you are not liable to pay a sudden thousand of pounds bill for your dog’s health enables peace of mind. The fact that the insurance companies will pay for the vet treatment costs for your dogs allows you mental peace. In this way your mind is relaxed, and you can simply focus on the well-being of your pets.

How to choose an insurance policy for Border Collies?

• Decide a Budget

The first and most important thing before getting a dog insurance policy is to decide what is an affordable monthly/yearly insurance expense you can afford easily. Prices for insurance policies vary depending on the level or type of coverage you select, so if you have a limited budget then you can cut the cost by choosing a low coverage level that fulfills at least basic needs.

• Coverage Level

To get insurance for Border Collies, you need to decide the coverage level. The type of cover must be selected according to the needs of your dog. There are four types of insurance coverage options for Border Collies. Choose the type that is affordable for you and fulfils the requirements most important for your dogs.

• Insurance Company

You must decide on insurance service providers in your area from which you are considering getting pet insurance. The insurance service providers must be chosen by considering the company’s worth and customer’s experience. You must read reviews or public opinions about the company before buying insurance to avoid any inconvenience.

• Get Border Collie Insurance Quote

The next step is to get insurance quotes for your Border Collies. To do this, we can help you compare multiple insurance options by getting quotes from different insurance providers. QuoteRadar.co.uk is a reliable online source that offers unbiased dog insurance comparisons. By using it, all you need to do is to share some details about your dog and the area where you reside. This information will you used to find the best service option near you. Once you have different quotes, it becomes easier to find the cheapest dog insurance policy by comparing prices.

• Read Policy Terms

It is of extreme significance to read the insurance policy terms carefully to avoid any hassle later on. Some terms are not disclosed publically, so a better way is to read the insurance deed carefully before signing the agreement. There could be some hidden terms like exclusion for any specific disease, or waiting period terms that may affect the claim.

Frequently Asked Questions

What is the validity time for a dog insurance policy?

It depends on the type of policy you have chosen for your dogs. The usual standard time for a dog insurance policy is 12 months. However, if you want to continue the policy for an upcoming period, then you have to pay the fee to renew it. Some policies are accessible for life subject to renewal each year.

What is the disadvantage of switching to a new insurance provider?

If you switch from one insurance entity to another, it will disqualify you for coverage against pre-existing conditions. Insurance companies do not offer coverage for health issues diagnosed or being treated before the start of the policy. Staying with the existing insurance company will cover all the diseases including pre-existing conditions. That’s why older dog insurance is difficult to find because it is expensive as well doesn’t cover pre-existing conditions.

Can you buy dog insurance for mixed dog breeds?

Yes! Dog insurance policies are available for mixed or cross breed, and purebred canines as well. However, the prices may vary a little for the breed your dog has. If you own a purebred German Shepherd, then it would be a little bit expensive to get insurance. However mixed dog breeds such as Cockapoo insurance is comparatively cheaper.

What’s the average lifespan of Border Collies?

The average life span of Border Collies dogs is around 12 to 15 years. You can directly impact how long your dog lives by giving proper diet, exercise routine, walks, and medication facility if needed. The life expectancy gets reduced if your Border is facing health issues.

Is Shedding common in the Border Collie breed?

Border Collie breeds shed a lot, especially during the spring or autumn season. Brushing your dog’s hair regularly once or twice a week can help reduce excessive shedding problems.

What are common exclusions in Border Collie insurance?

Border Collie insurance does not include cost coverage for routine vet checkups, dental treatment expenses neutering or spaying fees, flea treatment, pregnancy costs, birth-related expenditures, dog vaccination, and microchipping charges. Furthermore, you can not make claims for pre-existing conditions your dog is suffering from.

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