Border Terrier Insurance

Border Terrier Insurance – An Overview

Border Terriers make wonderful pets because of their adventurous and lively spirit. They are energetic, loyal and affectionate dogs who love to be around people. Border Terrier has a playful nature and adores playing games with their owners. This breed makes a great companion who loves adventures and wants to explore the outdoors. You must provide them with good care by taking them for walks and exercising properly. With a dog insurance policy, you can better manage healthcare facilities for your pups.

Why do you need to insure Border Terriers?

Pet insurance helps to avoid financial issues linked with the health of your Border Terrier. While Bull Terriers and Border Terriers have similar energetic personalities, the specific breed needs might differ. Here’s why insurance is necessary for this Border Terrier breed:

Health Risks

Just like humans, Border Terriers are at a high risk of health issues as they age. Buying an appropriate diseases-specific insurance policy helps to manage costly vet treatment with ease.

Active Lifestyle

Border Terriers are active dog breeds who love to stay engaged in some activity. During playtime, they might hurt themselves and cause an injury. Therefore, having coverage will aid in managing health costs.

Unexpectedly High Treatment Costs

Vet treatment costs are very expensive and difficult to manage with a limited income. Therefore, it is better to invest a small amount monthly for insurance to get the needed treatment for your Border Terriers.

Peace of Mind

With the right type of pet insurance policy, you are free from stress about what would happen if your Border Terrier encounters any illness or injuries in an accident. Financial protection enables peace of mind.

What are common diseases in Border Terriers?

Border Terrier breeds are at a potential risk of many health issues during their lifetime. You must take proper preventive measures like spaying, routine checkups and vaccination against diseases to protect them. Knowing about health issues common in Border Terriers will help you decide what insurance policy is more suitable.

Some common illnesses in Border Terriers are:

Heart Murmur

A heart Murmur is a change in the sound of a heartbeat due to a disruption in blood flow. The lub and dub sounds are of a normal heartbeat, however, if a vet observes a whooshing sound, it indicates blood flow disruption. This condition is referred to as heart murmurs. The signs of a heart murmur include coughing, rapid breathing, reluctance for physical activity, tiredness, etc.

The treatment of the heart murmur depends on the cause of this condition. Sometimes heart murmur occurs because of a congenital condition, or heartworm disease. The vet identifies the cause of the heart murmur first and then decides on the treatment process.

Progressive Retinal Atrophy (PRA)

It is a hereditary health condition found in dogs that affects their vision. Progressive Renal Atrophy causes sight loss in the central field of vision and unfortunately, it’s not a treatable disease. However, supplements are used to slow down the progression.  This disease usually begins when your Border Terriers are three to four months old.

Luxating Patella

Border Terriers may experience a Luxating Patella issue in which the kneecap dislocates. It causes pain, limping, and problems during movement. The treatment may involve surgical intervention if the condition is severe. Luxating Patella is even more problematic in obese Border Terriers. Therefore, it’s better not to overfeed your dogs and keep them at an ideal weight. Obesity increases the risk of rapid progression of Luxating Patella disease and dogs might require surgery to recover from this issue.

Cushing’s Disease

This disease is characterised by the overproduction of cortisol in the body leading to health problems like diabetes and kidney damage. The cause of Cushing disease in dogs is the presence of benign tumours in the adrenal or pituitary glands.

Excessive use of corticosteroid medication could also be one of the causes of this disease. Cushing disease is more common among middle age and older dogs. The symptoms may include an increase in thirst, excessive panting, frequent urination, hair loss, reduced level of activity etc. Medication is usually used to treat this issue.

How to protect your Border Terriers?

To save and protect your beloved Border Terriers from illnesses, you must provide them with the needed care. Some of the steps you can take for their protection include:

Vaccination

Vaccinating your pets is important as it helps reduce the risk of health issues. Some insurance entities require pet owners to complete vaccination courses before getting insurance. Dog insurance is less costly for vaccinated pets because of the lower risk of ailments.

Preventive Care

You can protect your Border Terriers from health issues if they are being properly monitored. Preventive care includes visiting the vet regularly for routine checkups, vaccination, spaying, flea treatment, dental care, etc. Early diagnosis of disease is possible if you follow a preventive care routine. It’s easy and less costly to cure diseases during the early stages.

Microchipping

Dog microchipping is a legal requirement for UK residents. It helps to find the location of your pets. If your pets go missing or are stolen, then it’s easy to trace them if they are microchipped.

Exercise

Overeating or lack of exercise might result in dogs becoming overweight. Obesity is the main cause of multiple diseases. Border Terriers need to exercise at least an hour per day to stay healthy and engaged. You should arrange activities like fetch a ball, frisbee, or tug of war games to keep them entertained. Bring your Border Terrier for walks by contacting other dog owners to provide an active social life to your pets.

Proper Diet

The exact quantity of food for Border Terriers is dependent on their age and weight. A nutrient-enriched diet divided into two halves per day is enough for your dog. Usually, it is mentioned on the food pocket, what quantity to feed. You can also consult the vet and take suggestions from them to decide the right quantity of food for your pet.

Oral Health Care

Brushing the teeth of your Border Terriers at least once a week is needed. If teeth are left unclean for a longer time, it might result in the accumulation of harmful bacteria and dogs could be at risk of periodontal diseases. Introduce toothbrushing in your dogs at an earlier stage to get them used to it.

How to keep the insurance premium low for your Border Terriers?

Whether you are looking for a puppy or older dog insurance, it is essential to choose a policy that meets your budget. To keep the insurance premium cost low, we recommend you follow these tips:

Multi-Pet Discount

Insurance companies offer multi-dog discounts if you insure more than one dog together. So, it’s better to insure all your dogs with the same insurance company to lower the overall insurance expense. Discounts offered are admissible every time you renew the insurance policy.

Compare Market

To get a dog insurance policy at a low price, you must get quotes from different insurance entities. It will help you compare the prices in the market, and aid you in choosing a service that allows maximum coverage for your dogs at a reasonable price.

Opt for Excess Payment

If you want to keep the insurance premium price low, you should invest in a policy which allows an excess payment option. By opting for excess or co-payment options, you decide to share the vet bill with the insurance entity. It will help you manage insurance premium expenses more easily, but you will need to pay a portion of veterinary costs out of your pocket.

Avoid Unnecessary Services

If you add extra add-ons to your dog insurance, it will increase the insurance premium. To keep the cost low, you must opt for only necessary services.

How to choose a Border Terrier insurance policy?

Choosing the right type of insurance for your dogs is of utmost significance. A policy chosen without considering the needs of your dog, will not benefit you. You must search out what is the right policy by comparing the terms and services offered in different coverage options. Here’s a brief guideline on how to select a Border Terrier Insurance:

Understand the Needs of Your Border Terrier

Considering the breed-specific needs helps decide the right insurance policy. You should navigate through multiple insurance policies to know which one best suits the requirements of Border Terriers. Age is also an important factor, which helps to decide the coverage plan you need. Consider common health problems that require veterinary attention.

Choose the Type of Cover

There are four basic types of insurance coverage policies for dogs. You have to choose a specific type that best suits your dog breed. Some insurance policies allow coverage for both illnesses and accidents, while others may only offer one of these services. Insurance policies offering maximum coverage for your dogs are usually more costly.

Search Insurance Entities

Find out the insurance providers that allow dog insurance for Border Terrier breeds. Try to read company reviews before buying insurance. Understand the claim process to know how you will get reimbursement for veterinary treatment expenditures.

Compare Pet Insurance Policies

It is essential to compare the insurance entities, their policies, and the prices to get cheap insurance for your Border Terriers. For this, you can use our online tool to get multiple insurance quotes. Then compare the quotes to find the cheapest yet suitable Border Terrier insurance.

Decide Payment Schedule

There are usually two types of payment options i.e. yearly or monthly. You can opt for either of them considering your budget. A yearly payment plan will require you to pay all the instalments in advance at the start of the year. However, by opting for a monthly payment option, you can pay a small amount each month.

Frequently Asked Questions

Is it worth it to buy Border Terrier insurance?

Pet insurance is like investing a small amount consistently and getting the benefits when needed the most. If you have dog insurance in place, it will save you from unexpectedly high vet costs. Furthermore, you are free from stress about what will happen and how you will arrange funds if your dogs need emergency treatment for injury or illness.

What’s included in Border Terrier insurance?

With Border Terrier insurance, you are eligible to make claims for medical treatment expenses, emergency costs, third-party payables, advertisement fees, reward expenses for finding missing pets, boarding fees, and international vet expenses. You can include terms and conditions of your own choice to tailor the policy to your needs. Specialist and tailored insurance policies are more costly than other types of insurance coverage options.

What is the impact of location on Border Terrier insurance?

The area where you live may directly impact the price of insurance. Some locations are considered high-risk for pet theft cases. If your locality is not safe, then a pet insurance policy is likely to cost you more. Similarly, if you reside in a posh area where veterinary treatment is expensive, then you will be charged a high insurance premium price.

Why some Border Terrier insurance policies are way cheaper than others?

Some insurance policies are cheaper than other companies because they balance the amount with a large excess or co-payment option. It means insurance will only cover a part of the vet fee, and you will have to pay the rest amount as agreed in the insurance deed. Read the agreement before signing to understand the terms and conditions related to the reimbursement policy.

What is the best insurance policy for Border Terrier?

A lifetime insurance policy is the most suitable option for Bull Terriers as it allows maximum coverage your pups may need. In a Lifetime policy, a specific budget is pre-decided for each health condition or injury your Border Terrier may experience. When a top limit for a health condition is reached, you cannot make any further claim. However, once you renew the policy at the end of a current year, the claimed amount is reset which allows you to make further reimbursement claims.

How to get insurance for older Border Terriers?

It is difficult to get pet insurance for dogs above a certain age. Therefore, it is necessary to buy insurance at an early stage. Continuing with the same insurance provider for years will allow you to get consistent coverage in older age too. Buying a new policy for old Border Terries is usually tough and costly. A new insurance provider will not allow coverage for pre-existing conditions.

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