Kennel Club Pet Insurance

Kennel Club Pet Insurance For Dogs

With its founding in 1873, this firm became the first kennel club in history. The Kennel Club’s original goal was to make rules that were the same for all dog shows, behaviour, and pedigrees. Currently, it is the biggest organization in the UK among providers like PDSA Pet Insurance devoted to the health and welfare of dogs, and it also manages the largest purebred dog registration database in the country. To gain access to a multitude of benefits, individuals may join the club by completing an application process, which frequently requires the approval of two other members.

The pet insurance is handled by Agria Pet Insurance, thus getting it does not require membership in the elite club. Similarly, the Kennel Club’s pet insurance does not need for an animal to have a certain breed in order to be covered, but it does place a strong focus on helping ethical breeders and offers optional breeding protection.

Kennel Club Offers a Variety of Plans:

Forever pet insurance is a service provided by the Kennel Club to breeders and pet owners. Pet owners are able to enrol their dogs as early as 8 weeks of age. The Kennel Club does not have an upper age limit. Kennel Club Lifetime, Kennel Club Lifetime Plus, and Kennel Club Lifetime Premium are the three varieties of the lifetime policy.

Up to £2,000,000 in third-party liability coverage and £7,500 in veterinary bills are covered under the Lifetime level. Lifetime Plus offers coverage for third-party liability up to £3,000,000 and veterinary bills up to £15,000.

Up to £25,000 in veterinary expenses and up to £3,000,000 in third-party liability are covered under the Lifetime Premium tier. The extra advantages offered by an insurance policy differ depending on the chosen insurance level.

Once the excess is paid, there is a 10% deductible for the Kennel Club. An excess is the amount that the policyholder pays for every claim that is filed. Like many pet insurance providers, there are certain breeds that they will not cover.

Although hunting dogs are qualified for cover, this also includes “working” dogs that are used for security, guarding, or racing.

Services Provided By Kennel Club Pet Insurance:

A variety of services are available from Kennel Club Pet Insurance to give pet owners complete care and financial stability. The following are Kennel Club Pet Insurance’s top five offerings:

Coverage for Veterinary Fees:

Kennel Club Pet Insurance covers a lot of veterinary fees, so pet owners can provide their pets with the care they need. This covers medical advice, operations, prescription drugs, and diagnostic testing. Pet owners can better handle unforeseen injuries or illnesses without worrying about hefty out-of-pocket costs because the coverage often covers both urgent treatment and routine check-ups.

Optional Lifetime Coverage:

One great thing about Kennel Club Pet Insurance is that it offers optional lifetime coverage. This ensures that the pet will always have coverage for any chronic or recurring problems it may face, provided that the policy gets renewed annually. It’s especially helpful for pets with long-term health problems like arthritis or diabetes because the insurance limits reset every year, making sure they get consistent care without any breaks.

Complementary Therapies:

Kennel Club Pet Insurance covers complementary therapies in recognition of the increasing popularity of holistic and alternative therapies. This can include chiropractic adjustments, acupuncture, hydrotherapy, and physical therapy. These treatments can be very helpful for pets who are recovering from surgery or who are in pain all the time, giving them more ways to heal and a better quality of life.

Third-Party Liability Insurance:

Kennel Club Pet Insurance provides dog owners with this crucial service. Pet owners are covered by this insurance in the event that their dog injures someone or damages someone else’s property. It offers financial security and peace of mind in potentially expensive legal circumstances by covering compensation claims and legal bills.

Travel & Vacation Coverage:

Both domestically and abroad, pets are covered while travelling with Kennel Club Pet Insurance. This includes coverage for medical bills paid while travelling, as well as cancellation or shortening of a trip if a pet gets sick or lost. Pet owners can relax and enjoy their trips knowing that this service will take care of any unforeseen problems that might come up with their pets.

A Which? Best Buy for Dog Insurance 2024:

The esteemed designation of “Which? Best Buy Dog Insurance 2024” has been awarded to Kennel Club Pet Insurance, which is managed by Agria Pet Insurance. Its excellent coverage and first-rate service make it stand out as a top option for dog owners, as evidenced by this top rating.

Dog owners give Kennel Club Pet Insurance good remarks because of its dependable and thorough coverage. When it comes to providing strong coverage for your dog’s health, the policy stands out with its lifetime premium insurance.

Proud to Be Premium:

Kennel Club Pet Insurance is administered by Agria Pet Insurance, which has over 125 years of experience in the pet insurance business. Because of Agria’s extensive experience, you can be sure that your dog is in good hands and that you will receive excellent coverage and prompt claims handling.

Generous Vet Bill Coverage:

The coverage makes sure your dog gets the care they require without putting a strain on your finances by providing up to £25,000 annually towards veterinary expenditures. This extensive coverage helps to preserve your dog’s health and well-being by supporting a variety of medical procedures and services.

High Approval Rate for Claims:

Kennel Club Pet Insurance’s remarkable 98% claim approval rate highlights the company’s dedication to helping dog owners. Moreover, the service can pay your veterinarian directly, freeing you up to concentrate on your dog’s recovery rather than stressing about hefty upfront bills.

No Premium Increase with Claims:

The guarantee that your rates won’t go up after filing a claim is one of the best advantages. This guarantees stability and affordability by preventing you from paying more for insurance just because you’ve used your coverage.

Free Vet Video Calls Anytime, Anywhere:

Free 24-hour video consultations with a veterinarian are part of the coverage, providing prompt help in the event that you have concerns about your dog’s health. This 24-hour service makes sure that professional guidance is always accessible, strengthening the assistance that your insurance policy offers.

How Can I Purchase Kennel Club Pet Insurance?

The Kennel Club makes it easy to purchase pet insurance. The Kennel Club has different types of pet insurance plans to meet your needs and make sure your pet gets the best care possible. Below there is everything you need to help assist you with the process:

• Start by Doing Research: Start by going to the main website of The Kennel Club. The various plans can be seen in the pet insurance section. A variety of coverage options are usually available from The Kennel Club. The prices, coverage restrictions, and features of each plan are unique.
• Coverage Comparison: Before deciding which plan is right for your pet, be sure to read all of the facts. Think about things like emergency care, alternative therapies, dental care, and veterinary expenditures. Take a look at the excess amount you’ll have to pay, any exclusions, and the maximum coverage limit.
• Estimate Cost: A customized estimate will be provided once you have decided on a plan. You will be required to submit details about your pet, such as breed, age, and history of medical issues. The Kennel Club uses this information to set the price of your plan.
• Look over the Conditions: Carefully read the policy’s terms and conditions. Take note of the coverage as well as any exclusions or restrictions. Knowing these specifics guarantees that there won’t be any surprises when it comes time to submit a claim.
• Buy the Coverage: Proceed to buy the insurance if the quote and the terms of the policy satisfy you. Usually, you may complete this online on the website of The Kennel Club. Personal information, payment details, and confirmation of policy acceptance are required.
• Insurance Documentation: Your insurance documentation and a confirmation email will arrive in your inbox shortly after your purchase. Make sure you keep these documents secure, as they include crucial information that you will need in case you need to file a claim.
• Activate Your Coverage: Before the coverage becomes active, certain policies could have a waiting period. Make sure you know the exact start date of your coverage as well as any starting waiting periods.

Frequently Asked Questions

How Can I Prevent My Pet Insurance Claim From Being Rejected?

Make sure you comprehend the coverage and exclusions of your insurance to prevent claim denials. Make sure you file claims on time and with all necessary supporting evidence, such as itemised invoices and medical records. Maintaining thorough records of your pet’s medical history and veterinarian appointments might also assist you in proving your claim.

Is My Adopted Pet Covered By Insurance?

It is possible to insure a pet that you adopt from a shelter. Although you may want to obtain as much medical history from the shelter as you can, the procedure is the same as if you were insuring a pet from any other source. Before providing coverage, some insurers could need a veterinarian examination to ascertain the pet’s current health. Be advised that pre-existing conditions discovered during the initial examination will not be compensated for.

Are Specialist Consultations Covered By Pet Insurance?

Specialised consultations, such as visits to a veterinary dermatologist, cardiologist, or oncologist, are typically covered by comprehensive pet insurance packages. Generally, coverage is dependent upon the specialist’s care being required for a condition that is covered. For certain insurers to pay for the specialist visit, a reference from your usual veterinarian may be necessary.

Is It Possible For The Insurer To Cancel Pet Insurance?

An insurer can cancel a pet insurance coverage, however, the terms and conditions of the policy normally specify why. Fraud, misrepresentation, and non-payment of premiums are frequent causes of cancellation. Although excessive claims are less likely to result in an insurer cancelling a policy, in these situations, your premiums may go up.

How Does Pet Insurance Work For Service Animals?

Service animal pet insurance functions similarly to regular pet insurance, but it’s especially crucial because of the high cost of training and care for these animals. Services animal coverage may extend to accidents, diseases, and specialised medical attention. Given their particular requirements, some insurers might provide plans designed especially for service animals.

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