Home » Car Insurance » Import Car Insurance » American Car Insurance

American Car Insurance

Compare Cheap American Car Insurance Quotes

  • Compare American car insurance providers with QuoteRadar
  • Insure all models, from Cadillacs to Mustangs
  • Best American car insurance comparison site
  • Multiple quotes from American car insurance specialists
  • Hassle free – complete just one, quick easy form
  • Compare & see if you can save today!
In association with
Quotesearcher American car insurance

Excellent: 4.9/ 5   ★★★★★   based on 119 reviews

More options to find cheap American car insurance

moneysupermarket logo image
  • Compare 100+ car insurance brands
  • 51% of customers could save up to £273*
  • Simple and short form to get quotes
  • Recommended by 95% customers
  • Instant no obligation quotes – Free
  • Visit Moneysupermarket & see if you could save
comparethemarket logo image
  • Search 100+ import car insurance brands
  • 50% of customers saved up to £283.83
  • Multiple quotes from specialist brokers
  • Recommended by 96% customers
  • Instant no-obligation quotes – Free
  • Visit CTM & see if you could save
confused logo image
  • Compare 111 car insurance providers
  • 50% of customers could save £289.25
  • Simple and short form to get quotes
  • Recommended by 96% customers
  • Instant no obligation quotes – Free
  • Visit Confused & see if you could save
quotezone logo image
  • Search up to 95 car insurance providers
  • Simple and short form to get quotes
  • 51% of consumers could save £200
  • Recommended by 97% customers
  • Over three million users
  • Visit Quotezone & see if you can save
mustard logo image
  • Compare up to 40 car insurance brands
  • Cheapest Price Guaranteed by mustard
  • Simple and short form to get quotes
  • Recommended by 92% customers
  • Instant no obligation quotes – Free
  • Visit Mustard & see if you could save

Most Popular Car insurance providers

Don’t want to compare anymore? Buy directly from top insurers

TheAA Car Insurance

the aa young driver insurance
  • 5 Star Rating from Defaqto – TheAA
  • 10% of new customers paid £165 or less
  • Up to 90 days’ car insurance cover across EU countries
  • Three-year guarantee on all approved claims repair work
  • 24/7 dedicated UK claim line available
  • Courtesy car available

Quotelinedirect Car Insurance

quote line direct young drivers insurance
  • More than 45 years experience
  • Online quotation system searches more than 450 policies
  • Variety of payment methods including monthly instalments
  • Cheapest car insurance by Quotelinedirect
  • Ex-company car drivers may be able to transfer their no claims bonus
  • Save more than just time and money!

What is American import car insurance?

If you want a car a little different from the rest, lots of people choose American imports. Whether you fancy a classic Buick or Cadillac for cruising or hitting the open road in a Mustang, American cars are a popular choice.

When it comes to covering your American import, you’ll need to insure your car for the road as you would with any other vehicle. Insuring an import car or American model can be more tricky than usual. This is because parts needed for repair or replacement may be more difficult to source or expensive.

You may need to talk to specialist insurers who understand the market for imported cars.

What details will an insurer need to cover an American imported car?

The specification of American cars can differ from UK standard models. The cost of your insurance premium can be affected by the size of the engine, the age of the car, and whether or not it conforms to European specifications.

Your American import may fall into the category of a ‘grey import’. This means that while cars like a Corvette, Chevrolet or Dodge may meet regulations in the USA, they may not meet EU standards on emissions or similar. This can have an impact on the cost of your premium.

Can I get insurance cover for grey imports?

Imported cars may have modifications which are not standard for the UK. Getting cover for an imported car like an Oldsmobile Plymouth or Pontiac can be expensive. Check with a range of specialist insurers to get the best quote for your needs.

Agreed Value cover

Your insurer will need to know the value of your American import before you can arrange cover. The last thing you want in the event of loss or damage is a dispute over how much the car was worth.

If you make additional modifications, you will also need to be sure that these are reflected in the agreed insurance value. Remember, not all modifications will add value!

If your car is written off, the insurer will pay out the agreed value of the car to enable a like for like replacement.

How to save money on American Imported car insurance?

Insurance for imported cars can be expensive. The cost of sourcing replacement parts can also involve high shipping or import costs, and this risk is reflected in premium costs.

By taking a few steps, you can ensure your premium costs are as low as possible

  • Minimise the risk of theft or damage. Keep your vehicle stored securely in a garage, or at least off the road overnight. This reduces the chance of it being stolen
  • Consider agreeing to a limited mileage policy. This can work if you drive your American import infrequently, for example only on weekends, or to events. The lower the mileage, the lower the risk of accidents and claims.
  • Join an enthusiasts club. Owners of classic American cars like Ford or Cadillacs are likely to treat their cars well. A lot of work can go into maintaining and looking after classic cars like these. Membership of an owner’s club could mean discounted rates on premiums, as the increased care of the vehicle lowers the risk of a claim.
  • Get a range of quotes from different providers. The exact specification of your imported car will impact the cost of your premium. Make sure you are only paying for the cover you actually need.
QuoteRadar
Rated 4.9/5 based on 119 reviews