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Hotel Insurance
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- Specialists in Hotels, B&B and Guest Houses
- Protect your hotels and commercial buildings
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- Compare quotes – save time and money
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Why should you get cheap hotel insurance?
Hotel insurance is vital for any hotel business, not only for the hotel itself but also for its guests. Without hotel insurance, it can be difficult for the premises to cover the costs of legal claims, damage, and theft without paying out a hefty sum of money. Accidents happen when you least expect them, so you’ll want to be protected.
When an accident does happen in your hotel, having adequate hotel insurance coverage can help with various costs. For example, a guest falls from your hotel’s stairs and claims you to seek compensation.
You could experience a high level of financial loss if your guest wins the case. However, with hotel insurance, you’ll be covered for the costs of the claim and any legal costs, depending on the level of coverage you have for your hotel.
If your hotel is located in an area that is susceptible to storms and floods, you would highly benefit from hotel insurance. Storms, floods, and even accidental fires can cause a lot of irreversible damage to your hotel and the items within it. Unfortunately, it doesn’t end there. The personal property of your staff and guests would also be at risk in these situations.
Policy features
Property/Premises cover
Liability Cover
Business Interruption
Guests Contents Insurance
As a part of the 1956 Hotel Proprietors Acts, this legally required form of insurance covers all of your guests’ belongings. This insurance can be used in the case of your guests’ belongings being damaged during their stay.
These additional popular features can be selected to integrate into your policy:
- Loss of money
- Personal accident & assault
- Breakage of glass
- Goods in transit
- Loss of licence
Tips on getting the best hotel Insurance
- Check the liability coverage that comes with the hotel insurance you choose.
- Compare several types of cover before you settle on the ones you want for your hotel. Never go with the first insurance cover you come across.
- Get lower quotes by ensuring that your security is as good as it can be.
- When searching for insurance, ensure that you’re searching for the right type and that you aren’t listing your hotel as a bed and breakfast, motel, guest house, hostel or B&B. This can hurt your insurance.
- Ensure that you are insured with a reputable company that has trusted reviews from other customers.
Frequently Asked Questions
What does public liability cover?
Public liability covers you against your legal liability for death or bodily injury (excluding your employees) and loss or damage to third-party property during the operation of your business.