Home » Taxi Insurance » Chauffeur Insurance

Chauffeur insurance

Compare Blackpool Car Insurance Quotes

  • All vehicles covered Mercedes, BMW, Rolls-Royce and all executive types
  • Multiple quotes from leading brands
  • Fast & simple – fill out one easy form
  • Compare quotes – save time and money
Start a new quote
chauffeur taxi insurance

Search, Compare and Find Affordable Chauffeur insurance

h

Enter your details

It takes only 5 minutes to complete the quotation form

Compare your quotes

Compare live quotes and covers of different types

Purchase cover

Choose and buy the insurance policy that suits your needs

QuoteRadar.co.uk
is dedicated to helping you find an affordable Chauffeur insurance deal with no hassle

Quick Links ▼

Chauffeur insurance made easy!

Working as a chauffeur, you’re likely to need a specialist insurance policy. Driving VIP customers around in a luxury car or prestige vehicle means chauffeurs have different needs from regular taxi drivers. Chauffeur insurance policies have a cover designed to ensure that whatever the occasion, you’re covered if the worst happens.

Get Quotes

Is it different from regular taxis?

Chauffeur drivers usually carry a different kind of passenger from regular taxis. The pickup and destination are always made clear in advance, and as no money changes hands in the vehicle, chauffeur driving can be lower risk, for insurance purposes, than private hire driving.
As chauffeurs are used for prestigious clients and occasions, the cars tend to be of higher spec than standard taxis too. So whether it’s a Bentley, Rolls Royce, Chrysler, Mercedes S Class or a BMW 7 series, the right insurance will cover any costs if the car is damaged or undrivable.

What’s the difference between chauffeur insurance and private hire coverage?

On the surface, chauffeurs and private hire drivers have many similarities – both transport passengers, and both are booked in advance. However, chauffeurs are usually booked on a contract hire basis. Payments are usually settled on an account, via invoice, rather than at the point of drop-off.
Unlike private hire cabs, chauffeur-driven cars will not usually have a two-way radio either. Chauffeur drivers may wear uniforms or livery, and drive luxury, or executive cars, allowing them to charge a higher fee.
Chauffeurs tend to be used for special occasions like weddings or for VIP or celebrity clients. This differs from standard private hire, which is usually booked for more everyday journeys.
Get Quotes
Chauffeur looking for a cheap insurance policy

What type of cover do I need?

If you drive a high-end vehicle and book passengers in advance, you should make sure your policy covers you fully. As well as standard road risk cover, chauffeur insurance policies often offer the following types of cover:
Z

Public liability

essential protection against claims from members of the public. If a passenger is hurt or injured in your vehicle, this type of cover will pay out in the event of a claim.
Z

Replacement vehicle cover

if your car is off the road for any reason, having a like-for-like vehicle replacement means you’re still able to carry clients, with no loss of earnings.
Z

Breakdown cover

no one wants to let a bride down on her big day! A breakdown cover is a good idea if you’re regularly working on special occasions. Ask your insurer whether home start cover is also included.

Z

Employers liability

if you employ other drivers in your chauffeur business, you must have employer’s liability covered by the law.