Petplan Pet Insurance

Petplan Pet Insurance For Cats, Dogs and Rabbits

Petplan was founded in 1976 by Patsy Bloom, a dog lover. When her Yorkshire terrier started accruing medical expenses, she questioned why there wasn’t a pet-friendly insurance market. With just a £500 investment, she and her business partner soon created the company. Presently, the organization protects more than 1.3 million pets and provides two different kinds of pet insurance programs. Among the top pet insurance providers like More Than Pet Insurance, Petplan stands out as the UK’s biggest pet insurance provider.

A Community of Animal Lovers: Petplan

By building connections with pet professionals who shared their goal of assisting pet owners in meeting the expense of veterinary care for their cherished animals, Patsy and David spread word of mouth about Petplan and expanded the company. More than 3,000 veterinarian offices still choose to collaborate with Petplan more than 45 years later, having seen personally the benefits of their insurance for animals.

Petplan’s products are designed to provide full coverage for conditions that other insurance frequently do not. For instance, unlike many policies, Petplan covers dental ailments. Additionally, they offer complete coverage for particular ailments like behavioural disorders and cruciate ligament injuries, guaranteeing that pets receive the care they want without financial hardship. Petplan continues to be a reliable option for pet owners who want the best care possible for their furry friends by collaborating closely with veterinary specialists.

Coverage Options:

· Covered For Life:

The Covered For Life plan from Petplan provides complete, continuous assistance for the veterinary requirements of your pet. As long as you renew your insurance without any gaps in coverage, this plan offers ongoing coverage for the same ailment every year. This plan allows you to manage your pet’s health concerns for the duration of their life by allowing you to claim up to your selected annual limit for both new and continuing conditions.

Pets with chronic or long-term health concerns benefit greatly from the flexibility and assurance of the Covered For Life® plan, which provides peace of mind that their needs will be met without unforeseen expenses.

· Essential:

Petplan’s Essential plan is a good choice for individuals looking for more basic coverage because it is intended to provide temporary aid with veterinary expenditures. You are eligible to receive treatment under this plan for a maximum of 12 months, with a £3,000 limit on each illness or injury. The coverage for that specific ailment will terminate after you’ve reached these limits.

For pet owners who wish to handle urgent medical costs but do not require the comprehensive, long-term coverage provided by the Covered For Life® plan, this plan offers a more economical choice.

What Distinguishes Petplan Pet Insurance From Others?

Petplan’s vast experience and solid reputation set it apart in the pet insurance industry. With more than 45 years of experience, Petplan has established a strong reputation for helping animals recover from a wide range of ailments and injuries. With over 1.3 million pets insured, Petplan is the top pet insurance company in the UK. It provides comprehensive coverage, including lifetime assistance for chronic conditions and treatments for pre-existing conditions, to ensure that pets receive the care they require without any financial hardship.

Benefits like no upper age limit coverage and a large network of veterinarian clinics are frequently included in their policies. Furthermore, Petplan’s customer care is renowned for being prompt and helpful, which makes it simpler for pet owners to handle the insurance application procedure and concentrate on the health of their pet buddies. Because of its enduring dedication to providing comprehensive and high-quality coverage, Petplan is the company that pet owners choose.

· Claims Pricing Guarantee:

With Petplan’s Claims Pricing Guarantee, filing a claim won’t ever result in increased premiums or fees. This policy guarantees that pet owners may get the care their animals require by enabling them to seek necessary treatments without worrying about costs going up.

· High Claims Pay-out Rate:

Petplan’s outstanding claims history demonstrates their dedication to promoting pet health. They reimburse veterinarian care with almost £5 million every week, paying out on 90% of claims. Their commitment to providing dependable coverage and making sure pets receive the care they want is demonstrated by their excellent payout rate.

· Simple and Easy Claims Procedure:

Petplan eliminates the need for upfront fees by paying veterinarians directly, streamlining the claims procedure. Petplan makes it simple to file claims online, and 90% of them are resolved in five business days or less. The management of their pet’s medical needs is made simpler for pet owners by this effective and open method.

Do Petplan Policies Cover Teeth Preventative Descaling?

Regular health examinations, immunizations, and protection against internal and external parasites like fleas, ticks, and worms are all expenses that you are responsible for paying. Even so, they can assist with the expense of treatment in the event that your pet has a dental illness or injury despite your best efforts, allowing them to receive the best care available.

If your pet shows signs of common teeth problems, they might be in pain in their mouth, so take them to the vet right away. You’re insured as long as your pet has received an annual dental examination and you’ve followed up on any recommended treatments within six months of the examination. Your pet’s yearly check-up with the vet is a great time to get its yearly tooth check-up, and most vets are happy to do both at the same time.

Insurance for Rabbits:

Petplan’s Rabbit insurance provides extensive protection catered to your rabbit’s needs.

• Pet Therapies: Up to £750 in annual coverage is provided for alternative therapies like hydrotherapy, homoeopathy, acupuncture, and herbal medicine. This gives you the freedom to investigate different treatment choices to promote the health of your rabbit.
• Missing Pet: The plan provides up to £250 to aid with advertising and rewards in the terrible event that your rabbit is lost or stolen, assisting you in your pet’s search and recovery.
• Emergency Boarding: The plan pays up to £250 per year for emergency boarding in the event that you are hospitalized and unable to care for your rabbit, guaranteeing that it is taken care of while you are away. For rabbit owners, this plan provides critical coverage for both common and unforeseen demands.

Important Features:

Petplan provides extensive coverage options designed to address a range of pet health requirements. The advantages are as follows:

1. Veterinary Bills:

Petplan’s insurance covers a lot of different kinds of medical care for both sick and injured pets, like dental care and behavioural training. You are eligible to receive up to £3,000 for each illness or injury under the Essential plan for 12 months. Depending on your demands and financial situation, this plan offers flexibility with up to £4,000, £7,000, or £12,000 in yearly coverage. As long as the policy is renewed without interruption, the Covered For Life plan provides continuing coverage for ongoing conditions, allowing you to make claims year after year up to your selected annual maximum.

2. Pet Therapies:

Petplan includes coverage for complementary therapies like hydrotherapy, homoeopathy, acupuncture, and herbal medicine under the Essential plan. During a 12-month period, you are eligible to receive up to £500 for each sickness or injury, with a maximum limit of £2,000 each year. The range of therapeutic choices that may be advantageous for the health and welfare of your pet are covered by this coverage.

3. Public Liability (Dogs Only):

For dog owners, Petplan offers public liability coverage that shields you in the event that your dog is proven to be at fault for any injuries or damages. This benefit provides you with financial protection in the event that your pet’s actions give rise to legal claims, up to a maximum of £2 million per occurrence.

4. Additional Benefits:

• Vet Direct Payments: Petplan can pay your veterinarian directly to reduce financial strain, saving you money upfront and streamlining the claims procedure.
• Pet Expert Chat: Get free video consultations with nutritionists, behaviourists, and veterinarian specialists to receive insightful guidance and support for the behaviour and health of your pet.
• Pet Care Offers: Take advantage of discounts on a range of pet-related goods and services, assisting you in keeping your pet healthy while controlling expenses.

How to Cut Costs on Petplan Pet Insurance?

A number of calculated strategies are involved in reducing pet insurance premiums:

• Select a Greater Deductible: Choosing a greater deductible will lower your premium each month. If you don’t need to file claims frequently, this can reduce your overall cost even if it means you’ll have to spend more out of pocket before your insurance kicks in.
• Choose a smaller Coverage Limit: Premiums for policies with smaller coverage limits are usually lower. Examine the health risks your pet faces and select a plan that strikes a balance between cost and sufficient coverage for unforeseen expenses.
• Adjust Your Coverage Options: Examine your policy to make sure you aren’t paying for extra features or coverage options that you don’t need. You can change or delete alternative therapies from your plan, for instance, if you don’t require comprehensive coverage for them.
• Examine Policies: Rates and options for coverage differ throughout insurance companies. You can locate a plan that offers the best value for your pet’s demands by comparing several policies.
• Think About a Multi-Pet Discount: If you cover numerous pets with the same company, many insurers will give you a discount. This can save a lot of money if you have multiple pets.
• Keep Your Pet Healthy: Insurance companies frequently provide reduced rates to pets who have fewer medical problems. Preventive treatment and routine examinations can help keep your pet healthy and potentially reduce the cost of your insurance.
• Make Use of Offers and Discounts: Find out if your insurance company is running any promotional offers or discounts. Certain companies provide discounts to new customers or those who follow safe pet-keeping habits.

Frequently Asked Questions

Is There A Limit On The Number Of Claims I Can Make With Petplan Pet Insurance?

Generally, there is no limit on how many claims you may file with Petplan pet insurance during the policy year. It’s crucial to review the specifics of your policy as there can be restrictions on the total amount you can receive for a given disease or course of treatment.

Does Petplan Insurance Offer 24/7 Emergency Helpline Support?

Yes, a round-the-clock emergency helpline is frequently provided by Pet Plan Pet Insurance. This can guarantee that you have support when you need it most by offering help and guidance in an emergency.

Does Petplan Pet Insurance Have Waiting Periods?

Indeed, there could be waiting periods for specific ailments or therapies under Pet Plan Insurance. This implies that conditions that develop soon after the policy is acquired might not instantly be covered. It’s crucial to review your insurance documentation for specifics regarding waiting periods as they may differ.

Related insurance

Cat

Multi-cat

Pug

Beagle dog

French bulldog

Greyhound dog

Russian Blue cat

Norwegian Forest cat

Direct Line pet

Staffordshire Bull Terrier

Bullmastiff dog

Co-op pet

Small dog

Ageas pet

Churchill pet

Dalmatian dog

Exotic Shorthair cat