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Savannah Cat Insurance – A Comprehensive Guide

Have you recently adopted a Savannah and enjoyed their huge size and wild energy? You must be feeling over the sky! They have wild African serval lineage and striking looks, giving them their exotic charm. But a pet with zealous energy means extra care and responsibility.

Savannahs are adventurous kitties who love scaling the curtains or running through the house. They are curious about everything and can swallow small objects out of their curiosity. Therefore, Savannah cat insurance helps you protect your cat during medical situations.

Savannah Breed Information and History

In 1986, an American breeder had the idea of crossing a female domestic cat and a wild African serval. As a result, the first Savannah cat was born with a super exotic and unique look. Savannah cats are the biggest domestic cats in the world. In 2001, they were recognised as an official breed by the International Cat Association.

Savannahs got most of their features from their Serval ancestor. Those big ears, huge size, and a wild, spotted coat make them step out of the jungle!

While buying a Savannah cat, you should know that they are recognized for their filial or “F” generations. An F1 Savannah has one parent and one domestic cat parent. This makes them the most wild and also the most expensive. F2 Savannahs have Serval grandparents, however, they are still quite wild but a bit more manageable. As you go further down the generations, the cats become less wild, more domesticated, and generally less expensive.

The F4 generation is allowed to be a domestic cat. In some countries, having an early-generation Savannah as a house pet is still illegal.

What Do Savannah Kittens like?

Savannah Cat in UKThey are playful, curious, and super smart. Savannah kittens love to explore their surroundings. Due to their wild ancestry, they have a lot of energy and need plenty of playtime. These high energy levels may lead them to some unwanted accidents. So if you’re thinking about getting a Savannah kitten, it’s a good idea to buy kitten insurance for them.

Benefits of Savannah Cat Insurance

Just like other cat breeds, Savannahs can develop a health condition or fall into an accident. In this situation, Savannah cat insurance can be a lifesaver for your exotic feline friend.

Reduced Stress

Being a Savannah cat parent is super exciting. However, this special breed has their unique needs which may be a bit nerve-wracking. Savannah cat pet insurance gives you peace of mind. You can rest knowing that your mini leopard is covered and you won’t have to worry about expensive vet bills. The insurance will spread the costs, so you can focus on your cat’s quick recovery.

Special Care for Exotic Breeds

Savannah are mixed cats which can develop specific breed-related health issues. Regular pet insurance may or may not cover all of their conditions. That’s why it’s important to secure customised Savannah cat insurance according to your cat’s special needs. So your whiskered buddy can get advanced treatments and medications that are not covered by standard cat insurance.


Unexpected vet bills can be a huge strain on your budget. Cat insurance for Savannahs steps up to share the cost of vet bills with you. You can avoid sudden heavy expenses by paying a monthly premium which allows you to better plan the finances. This way you can own your dream wild partner without any extra stress.

Wellness and Preventive Care

Most of the Savannah cat insurance plans do not cover wellness and preventive care. However, you can still add it into your regular insurance policy. This will arrange regular check-ups, vaccinations, and routine exams for your feline friend. Preventive care is crucial to diagnose potential health issues early and start the treatment as soon as possible.

Behavioural Treatments

Savannah cats have a wild heritage. Due to their unmatchable zest, they may need behavioural treatments or training now and then. Some of the insurers offer these services as an add-on. It helps your cat adjust better to their environment and reduces any problematic behaviours.

Types of Savannah Cat Insurance

Insurance providers offer different types of policies that are affordable and meet your cat’s needs. There are basically four types of Savannah Cat Insurance plans.

Accident-Only Insurance

Accident-only insurance is great if you’re worried about your Savannah cat getting hurt. This type of insurance covers injuries from accidents, like broken bones or cuts. It’s a basic plan that helps with vet bills when your adventurous cat gets into trouble.

Time-Limited Insurance

It covers accidents and illnesses but only for a set period, usually 12 months. If your Savannah cat gets sick or injured, this plan will help cover the costs, but only for that year. After the time limit is over, your cat will not be covered for that specific condition.

Maximum Benefit Insurance

Per Condition benefit insurance has a maximum limit on bills per condition. If your Savannah cat develops a health issue, the insurance will cover your kitty up to a fixed amount. However, you can renew the policy each year to recover from the same disease.

Lifetime Insurance

It is the most expensive yet comprehensive option. It protects your tail-wagger during accidents, illnesses, and ongoing conditions for its entire life. Nevertheless, the policy needs to be renewed every year. Life insurance is best for cat breeds who are prone to different health conditions.

What does Savannah Cat Insurance Covers?

  • Accidents and Illnesses: Covers injuries from accidents or any health condition and provides the necessary medical care.
  • Diagnostic Tests: Cat insurance also pays for medical tests including blood tests and x-rays. Test results allow veterinarians to diagnose early health issues.
  • Prescription medicines: If your vet prescribes any medicines or IVs, your cat is covered for the expenses.
  • Surgery and Emergency Care: What’s better than the fact that your pawed partner is covered by pet insurance for any routine or emergency surgery.
  • Specialist Care: Sometimes your cat’s disease requires specialist care. Insurance permits you to get your cat treated by vet specialists, for instance, dermatologists or cardiologists.
  • Chronic and Hereditary Conditions: Insurers provide support for ongoing treatment of Savannah’s chronic illnesses and hereditary conditions. So your furball can receive the necessary care.

What’s not covered by the Savannah Cat Insurance policy?

  • Pre-Existing Conditions: Any health issue you Savannah has before buying the insurance policy is not covered.
  • Routine Check-ups: Most of the insurance plans do not cover regular vet visits for vaccinations and general health checks.
  • Elective Procedures: Cosmetic surgeries or procedures not approved by your vet are usually not paid by the insurers.
  • Behavioural Issues: Savannah cats can sometimes get aggressive due to their wild DNA. However, behavioural treatments like aggression or anxiety are only available as add-ons.
  • Dental Care: Routine dental cleanings or treatments for dental issues are not covered in most of the Savannah insurance policies.
  • Breeding Costs: Any breeding expenses like fertility treatments, pregnancy care, or birth are never paid.
  • Non-Veterinary Costs: Special food, grooming, or boarding aren’t covered by pet insurance. You can still get them by paying extra.
  • Travel Expenses: Travel with your cat and incur expenses are usually not included in cat insurance. If you want travel pet insurance, make sure the insurance plan covers it.

Breed diseases

As Savannahs are a blend of wild and domestic traits, they face some health issues as they grow. Being a loving owner, you should know about their potential medical conditions and their treatments.

1. Hypertrophic Cardiomyopathy (HCM)

HCM is a common heart condition in Savannah cats where the heart muscles thicken due to an overactive thyroid gland. It can potentially lead to heart failure or sudden death. However, Savannah’s can still live up to years with HCM if they get the necessary care. Regular veterinary cardiologist check-ups and medications are crucial to manage this condition early. Severe cases demand a surgical procedure to treat it.

2. Progressive Retinal Atrophy (PRA)

Savannah cats can inherit PRA, a genetic disease that affects the eyes’ retina. Photoreceptor cells begin to deteriorate slowly that leads to vision loss and complete blindness over time. Unfortunately, no defined cure is available for this condition. However, routine eye exams by veterinarians can help detect signs of PRA early and antioxidant supplements can lessen the stress on lens cells.

3. Hybrid Male Sterility

Male Savannah cats from early generations usually experience Hybrid Male Sterility. Male Savannah from F1 to F4 are generally sterile while some of F5 can reproduce. However, a male cat is completely fertile in the F6 generation. Vets usually perform fertility tests to assess reproductive health and guide about further breeding purposes.

4. Pyruvate Kinase (PK) Deficiency

PK deficiency is a genetic disorder in Savannah cats which affects red blood cells. Lack of Pyruvate Kinase enzyme causes red blood cells to lose energy and break apart. It further leads to anaemia and related health complications. The affected cat feels lethargic, loses weight, and develops jaundice. Veterinary care focuses on managing symptoms through medications, blood transfusion, or even a bone marrow transplant.

5. Dental Disease

Dental diseases, such as periodontal disease and tooth resorption, are common in elderly Savannah cats. They can develop bad breath, difficulty chewing, excessive drooling, and gingivitis. Regular care with teeth cleaning products like water additives and brushing helps prevent dental issues.

How to take care of your Savannah Cat?

Savannahs have wild traits that require regular and special care to manage. Paying attention to your snuggle buddy’s care can save them from a lot of concerns.

Nutritious and Balanced Diet

A protein-rich diet is crucial for maintaining Savannah’s good health. They love to play around the house so nutritious meals are vital to refill their energy. Savannah cats prefer eating chicken breast and liver, tuna, salmon, prawns, and turkey. You can also add vitamins or supplements for extra nutrition.

Engaging Exercises

Although Savannahs can entertain themselves, they also demand their owner’s attention. By them some interactive toys like scratching pods and cat wheels. You can take them on a walk but never forget to put a leash. Unlike other cat breeds, Savannah enjoys playing with water.

Regular Vet Visits

Show the love for your feline friend with routine check-ups and vaccinations. Regular vet visits help monitor their health and detect any issues early. Annual dental checkups and diagnostic tests are also necessary for Savannah’s long healthy lives.

Safe Environment

Set up a secure indoor area with enough space to move around. Savannah cats are always curious, so secure windows, electrical cords, and household chemicals. You should keep an eye on them around other pets. If you own a Savannah kitten, make sure everything is kitten-proofed and safe. Hide all the small objects because they will swallow them immediately.

Bonding and Socialization

Savannah cats are social and bond closely with their owners. Spend quality time petting, playing, and interacting with them daily to strengthen your relationship and fulfil their need for companionship.

How can I get cheaper Cat Insurance for my Savannah?

  • Use comparison websites to find the best deals.
  • Get discounts with Multi-cat insurance.
  • Opt for a higher deductible to lower your premium.
  • Maintain your cat’s health.
  • Pay your premium annually instead of monthly for discounts.
  • Start looking for insurance when your cat is young and healthy.
  • Spaying or neutering your cat can sometimes reduce insurance costs.
  • Some insurers offer discounts for purchasing policies online.
  • Microchip your Savannah

Frequently Asked Questions

Are Savannahs wild or domestic cats?

Savannah cats are a mix of wild and domestic. They are a cross between a domestic cat and a serval, which is a wild African cat. This means they have some wild traits but are F4 generation is also suitable as pets.

Does Cat Breed Impact Insurance Prices?

Yes, the breed of your cat can impact insurance prices. Sphynx, Meine Coon, Persian, and Bengal are expensive to insure. Whereas, you can get cheaper options for Siberian and Domestic Shorthair cats.

Do Savannah cats have papers?

Yes, Savannah cats can have papers if they are registered with cat associations like The International Cat Association (TICA). These papers show the cat’s pedigree and breed information.

Can you insure your Savannah cat easily?

You can insure your Savannah cat in the UK, but it might be a bit trickier and more expensive due to their exotic nature. Some insurance companies might have specific requirements or higher premiums for elderly cat insurance.

Are Savannahs Hypoallergenic?

Savannah cats are not considered hypoallergenic. They shed and produce dander like other cats, which can cause allergies in some people.

Do Savannah cats do well with children?

Savannah cats can do well with children, especially if they are socialised from a young age. They are active and playful, which can be a great match for energetic kids. However, they are also quite strong and energetic, so supervision is recommended.

How much does a Savannah cat insurance cost?

The cost of Savannah cat insurance depends on a number of factors. The actual amount can vary depending on the cat’s age, health condition, your area of residence, type of coverage, and excess amount.

Are F1 Savannah cats legal?

The legality of owning F1 Savannah cats varies by location within the UK. It is illegal to have an F1 Savannah cat without a Dangerous Wild Animal License. Except this, it’s okay to own Savannah cats from lower generations like F2, F3, and F4.

Are Savannah cats high maintenance?

Yes, Savannah cats demand more maintenance than regular domestic breeds. They require a lot of attention, stimulation, and exercise. They also have a special diet and might need more frequent vet visits.

Can Savannah cats be left alone?

Savannah cats don’t like being left alone for long periods. They are social animals and can become lonely or bored, which might lead to destructive behaviour. It’s best to have someone around or provide plenty of toys and activities.

Do Savannah cats like water?

Yes, many Savannah cats enjoy playing with water. This trait comes from their Wild Serval ancestry. They might even try to join you in the shower or splash around in their water bowls.

Can Savannah cats be aggressive?

Savannah cats are generally not aggressive if they are properly socialised and trained. However, they are very active and strong, so they can be a handful if not given enough attention and exercise.

How much does a Savannah Cat cost?

In the UK, the cost of a Savannah Cat usually ranges from £1,500 to £20,000. This price varies based on the cat’s generation (F1, F2, etc.), breeder reputation, and specific traits like coat pattern, size, and socialisation. Higher generations (closer to serval ancestry) generally cost.

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