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Beauty Salon Insurance

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Beauty salon insurance – The quotation process

If you are looking for a beauty salon insurance quote, we can help you find cover. Many accidents can occur when you’re running a beauty salon, but we can direct you to cover for all eventualities.

Choose the cover that you need

There are three main types of insurance available.

Public liability insurance

You are responsible for your customers’ and visitors’ welfare. Public liability insurance gives you cover to protect you if someone is injured or their property is damaged whilst you are providing services to them.

Employer’s liability insurance

You are also responsible for keeping your staff safe, whether they are full-time, part-time, permanent or temporary employees or contractors. Employers liability insurance enables you to fund any claims made due to illness or injury.

Contents insurance

We can guide you towards the best insurance policy to replace lost, damaged or stolen equipment. This will also cover the personal belongings of employees as well as your cash.

Consider policy extras

It’s also wise to think about purchasing policy extras for further cover. This could include

  • building insurance
  • terrorism cover
  • business equipment insurance
  • business interruption cover
  • legal expenses cover
  • personal accident insurance

How to save on your beauty salon insurance

Pay up front in full – it will cost you more to pay monthly

Choose a higher excess – though this could cost more if you do make a claim

Remove any extras you don’t need

The best way to cut the costs of beauty salon insurance and still get the cover you need is to compare beauty salon insurance. This will help you find the right deal for your needs.

Beauty salon insurance FAQs

Do I need beauty salon insurance if I work from home?

As long as you employ people, you have a legal obligation to take out employers’ liability insurance. If you don’t, you could face a substantial fine.

Do I need to take out buildings insurance if I run my salon from home?

You may not need to take out this insurance if you rent your home. Ask your landlord before you go ahead and buy the insurance.

Who should take out beauty salon insurance?

Beauty professionals who are advised to take out beauty salon insurance include beauticians, salon owners, make-up artists and beauty therapists.

How do I make a claim?

To make a claim, you will need to contact your insurer via their claims line. You will be able to find the right number on your policy documents.

Do I need to take out public liability insurance?

You are not obliged to take out this insurance, but it is extremely advisable to do so. Without it, you may need to cover the cost of injury claims from your own pocket. Even if you are only providing beauty treatments on an informal basis and not charging them, you could still have action taken against you if something goes wrong.

Who is included in your comparisons?

Our listings include beauty salon insurance comparison sites, brokers and insurers, all of them are regulated by the Financial Conduct Authority.

How do you make money from your price comparison service?

We are paid a commission if you decide to take out products or services through our site. We have commercial arrangements with some of the companies whose products and services appear on our site. You do not need to pay any extra because of this arrangement and it has no impact on the service that you receive.

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