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Beauty salon insurance – An overview
If you are looking for a beauty salon insurance quote, we can help you find cover. Many accidents can occur when you’re running a beauty salon, but we can direct you to cover all eventualities.
Choose the cover that you need
There are three main types of insurance available.
Public liability insurance
You are responsible for your customers’ and visitors’ welfare. Public liability insurance gives you cover to protect you if someone is injured or their property is damaged whilst you are providing services to them.
Employer’s liability insurance
You are also responsible for keeping your staff safe, whether they are full-time, part-time, permanent or temporary employees or contractors. Employer’s liability insurance enables you to fund any claims made due to illness or injury.
We can guide you toward the best insurance policy to replace lost, damaged or stolen equipment. This will also cover the personal belongings of employees as well as your cash.
Consider policy extras
It’s also wise to think about purchasing policy extras for further cover. This could include
- building insurance
- terrorism cover
- business equipment insurance
- business interruption cover
- legal expenses cover
- personal accident insurance
How to save on your beauty salon insurance
Pay up front in full – it will cost you more to pay monthly
Choose a higher excess – though this could cost more if you do make a claim
Remove any extras you don’t need
The best way to cut the costs of beauty salon insurance and still get the coverage you need is to compare beauty salon insurance. This will help you find the right deal for your needs.
Frequently asked questions
Do I need it if I work from home?
As long as you employ people, you have a legal obligation to take out employers’ liability insurance. If you don’t, you could face a substantial fine.
Do I need to take out buildings insurance if I run my salon from home?
You may not need to take out this insurance if you rent your home. Ask your landlord before you go ahead and buy the insurance.
Who should take out beauty salon insurance?
Beauty professionals who are advised to take out beauty salon insurance include beauticians, salon owners, make-up artists and beauty therapists.
How do I make a claim?
Do I need to take out public liability insurance?
Who is included in your comparisons?
How do you make money from your price comparison service?
We are paid a commission if you decide to take out products or services through our site. We have commercial arrangements with some of the companies whose products and services appear on our site. You do not need to pay any extra because of this arrangement and it has no impact on the service that you receive.