Purely Pets Pet Insurance

Purely Pets Pet Insurance For Cats and Dogs

Purely Pets’ pet insurance is created with your pet’s welfare in mind. Since pets are essential family members and companions, Purely Pets specializes in offering complete coverage that meets your needs. Their committed staff in the UK makes sure that pet insurance is simple and clear. In addition to providing a range of lifetime insurance to meet various needs, Purely Pets also provides unlimited 24/7 video consultations with a veterinarian for easy and quick assistance and stands out from competitors like Churchill Pet Insurance. For further flexibility, you may simply manage and monitor your coverage through their online insurance administration portal.

With a variety of solutions tailored to your lifestyle and giving your pet the care they deserve, Purely Pets gives you peace of mind knowing your pet is well-protected.

Purely Pets Pet Insurance Lifetime Policy:

Bronze Policy:

Purely Pets Insurance’s Lifetime Bronze policy provides basic coverage for your pets, with adjustable excess options and veterinary bills ranging from £1,000 to £5,000 annually. It includes £1 million in third-party liability coverage for pets and £500 for supplementary treatments.

In addition, £1,000 is covered by the policy for death by disease (except dogs older than 9 and cats older than 11), death by accident, cancellation of a vacation, loss due to theft or straying, and expenses associated with advertising and rewards.

Silver Policy:

More comprehensive coverage for your pets is available with Purely Pets Insurance’s Lifetime Silver insurance, which includes various excess options and vet bills ranging from £6,000 to £10,000 annually.

£2 million in third-party liability coverage for pets and £750 for supplementary treatments are included in this policy. Additionally, £1,500 is covered for death from illness (except dogs older than 9 and cats older than 11), death from accidents, cancellation of vacation, loss due to theft or straying, and expenses associated with advertising and rewards.

Gold Policy:

The greatest level of pet insurance provided by Purely Pets Insurance is Lifetime Gold policy, which has customizable excess options and annual veterinary bills ranging from £11,000 to £15,000. This policy offers £2 million in third-party liability coverage for dogs in addition to £1,000 for supplemental treatments.

In addition, it pays out £2,000 for death by disease (excluding dogs older than 9 and cats older than 11), death by accident, cancellation of vacation, loss due to theft or straying, and expenses associated with advertising and rewards. The coverage also has a 5-star rating from Defaqto, which guarantees your pets will be well-protected.

Benefits of Pet Insurance:

Depending on the type of insurance and the provider you select, pet insurance offers a number of additional perks in addition to its important financial assistance with medical expenses.

24-Hour Veterinary Assistance:

Every customer at Purely Pets has free access to a 24-hour vet helpline. This unique service, which is staffed by skilled veterinary specialists, enables pet owners to receive prompt guidance on any health questions or concerns regarding their Border Collie or other pets. 24/7 access to professional advice can be a lifesaver in emergencies.

Dental Protection:

Pet dental health is very important, but dental care can be expensive. Dental care is typically included as part of pet insurance policies by some companies, such as Purely Pets. This makes sure that the necessary dental care for your pet won’t put a further burden on your finances.

Holiday Cancellation Cover:

Certain insurance policies will reimburse you for the expenses incurred if your pet gets sick and you have to postpone or cancel your vacation. When making travel plans, this advantage might provide you with peace of mind because you won’t have to worry about losing money for putting your pet’s health first.

Lost Pet Reward and Advertising Expenses:

Some insurance policies cover the expense of advertising a lost or stolen pet and provide a reward to the finder in the unfortunate event that your pet disappears. In order to improve the likelihood of a safe return, this assistance may be essential.

Assistance for Pet Boarding Costs:

It can be difficult to make arrangements for your pet’s care if you ever need to stay in the hospital. Certain insurance companies will pay for boarding, so your pet will be taken care of in a facility while you are away.

Discount for Multiple Pets:

Plenty of insurers, including Purely Pets, provide multi-pet discounts to households with more than one animal. This makes it easier to handle your dogs’ insurance by allowing you to protect them all under one policy at a discounted cost.

These benefits, together with the basic financial coverage for injuries or mishaps, make pet insurance a comprehensive safety for your pet’s health and well-being. Look for these extra features when comparing dog insurance policies to be sure you’re getting the best deal.

The Promise of Purely Pet:

The mission of Purely Pets is to assist pet owners and their cherished animals. Every Purely Pets customer has unrestricted access to video consultations with licensed veterinarians around the clock. The greatest care for pets is ensured by the availability of competent guidance, whether it is for a minor worry or an urgent health issue.

Furthermore, Purely Pets provides 24-hour access to policy details through its user-friendly web interface, “Manage My Policy.” Because of this flexibility, pet owners may handle their insurance whenever it’s convenient for them, which frees up more time for spending with their furry friends and less time on administrative duties.

Managing insurance becomes easy and stress-free when you use Purely Pets pet insurance. Knowing they have access to extensive support, pet owners can concentrate on the health and welfare of their animals.

Can You Cover Older Pets?

Because they think all animals should have the finest protection possible, Purely Pets offers coverage beginning at 8 weeks of age. Pet owners can get the same full insurance benefits whether their pet is a young puppy or an older cat or dog. Some benefits, like coverage for illness-related mortality, can, however, have age limitations. The goal of Purely Pets is to guarantee that each pet gets the care they require for the duration of their lives.

Veterinary Fees/Veterinary Treatment:

In the unlikely event that your pet needs veterinary care, pet insurance may be able to offer financial security, letting you give them the care they require without worrying about the expense.

Pet insurance programs typically provide peace of mind that you can always give your pet the finest care possible by covering a range of veterinary-related costs, such as examinations, medicines, and emergency care. Veterinary expenses can be reimbursed up to the £15,000 vet charge cap (this coverage level is accessible under their Gold Lifetime plan). Veterinary expenses do not cover treatments or operations like castration (even if considered a normal procedure), flea treatment (killing or regulating), or spaying.

3 Reasons To Take Out Purely Pets Pet Insurance:

It may be time to get pet insurance if you own a pet but do not currently have it. These three factors highlight the significance of purchasing insurance coverage.

1. Treating Medical Conditions Can Be Pricey:

Over the course of their lives, your pet may experience a variety of medical issues. Pet insurance is helpful because treating those problems is not inexpensive. Modern veterinary medicine is incredibly sophisticated; it involves intricate surgery, chemotherapy, and diagnostic procedures. But these high-tech treatments can cost a lot of money for your dog or cat. For more predictable care costs for your pet, you should pay pet insurance premiums.

2. Your Pet Deserves The Best Medical Vet Care:

By obtaining pet insurance, you are providing your cherished companion with a policy that will assist you in paying veterinary bills (up to the predetermined amount) and much more. It implies you won’t have to worry about money when providing them with the appropriate care at the preferred veterinarian.  When your pet is ill, you should provide them with prompt, expert veterinary treatment. Purchasing pet insurance is one method to reduce your veterinary bills and provide you with peace of mind.

3. Get Cover Before A Medical Issue Develops:

It can be difficult to find pet insurance if your pet gets sick and is not covered. An insurance company will classify the health issue as pre-existing and may not cover it under a new policy. Purchasing pet insurance while your pet is healthy is the only way to prevent this (i.e. before they acquire any health issues).

What Isn’t Covered by Dog Insurance?

It is important to know what is and is not covered by an insurance policy before obtaining one. Dog insurance coverage may include the following typical exclusions:

· Pre-Existing Conditions:

Pre-existing conditions are one of the biggest exclusions in many pet insurance plans. These are pre-existing medical conditions that your dog had before the insurance coverage began. Examining your dog’s medical history is crucial before acquiring coverage, as most insurers won’t pay for any operations or treatments associated with certain disorders.

· Dogs Used for Trade, Work, Profession, and Business:

Generally, dogs used for trade, work, profession, or business are not covered by insurance plans. This implies that the insurance might not pay for diseases or injuries associated with your dog’s professional employment, such as farming, security, or any other occupation.

· Pets Without Vaccinations:

Pets who have had vaccinations are usually covered, but those who have not will not be for illnesses that may have been avoided with vaccinations. Maintaining your pet’s general health and preventing exclusions from your policy depends on making sure they have received all required vaccinations up to date.

Maximizing Value from Lifetime Pet Insurance:

· Spread the Cost:

Spreading the cost is one method to make lifetime pet insurance more reasonable. Consider choosing to pay your premium on a monthly basis rather than in one large payment. Interest-free monthly payment plans are something that Purely Pets offers, and they can help you better manage your finances and lessen the financial strain. This method guarantees your pet has full coverage while letting you handle your money more effectively.

· Prioritize Preventative Care:

Preventative care for your pet’s health can also increase the value of your lifetime insurance coverage. Make sure your pet has received all recommended immunizations, flea treatments, and has been spayed or neutered. In addition to keeping your pet healthy, routine examinations and preventative care lower the risk of future illnesses, which can ultimately result in fewer insurance claims and out-of-pocket costs.

Frequently Asked Questions

How Does The Pet Insurance Claims Procedure Work?

Usually, a claim form must be submitted with veterinary bills and medical records in order to initiate the pet insurance claims procedure. For convenience, several insurers provide mobile apps or internet portals for submitting claims. Following submission, the insurer examines the claim, confirms coverage, and handles payment in accordance with the provisions of the policy.

Do Congenital Or Inherited Illnesses Get Covered By Pet Insurance?

Different pet insurance policies cover different genetic and congenital disorders in distinct ways. Certain plans might cover these conditions, but others might have restrictions or exclusions. To find out if you are eligible for coverage for genetic problems, read the terms and conditions of the insurance.

Can I Customize My Purely Pets Pet Insurance Coverage?

Pet owners can customize their policies to meet individual needs by selecting from a variety of customizable coverage choices offered by certain pet insurance providers. Modifying deductibles, coverage limits, compensation costs, and including optional benefits like wellness care or prescription drug coverage are some examples of customization choices.

What Happens If I Miss A Premium Payment?

Your pet insurance coverage may lapse or be cancelled as a result of missing a premium payment. Insurance companies may provide grace periods or choices for continuation of coverage subject to extra costs or specifications. If you think you might have trouble paying your premiums, you should get in touch with your insurer right away.

Does Holistic Or Alternative Therapy Get Covered By Pet Insurance?

Alternative and holistic therapies including acupuncture, chiropractic care, physical therapy, and medicinal products may be covered by certain pet insurance policies. Depending on the insurer, coverage for alternative therapies may be offered as optional add-ons or as part of comprehensive policies.

Does Pet Insurance Have Any Exclusions Or Limits?

Exclusions and limitations related to pre-existing ailments, elective surgeries, breeding-related costs, cosmetic treatments, and behavioural training are frequently included in pet insurance coverage. Before enrolling, thoroughly read the policy’s terms to see what is and isn’t covered.

Is It Possible To Cancel My Pet Insurance?

Indeed, you may typically terminate your pet insurance policy whenever you’d want, however, each insurer may have different cancellation regulations and procedures. Whereas some insurers impose non-refundable fees or cancellation penalties, others might give refunds for any percentage of the payment that is not used. To find out about cancellation possibilities, get in touch with your insurance directly.

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