Springer Spaniel Insurance

Springer Spaniel Insurance For English Pet Dogs

English Springer Spaniel is a medium-sized dog known for its sweet face, affection, and great energy. They are trustworthy hunting companions who weigh around 40 – 50 pounds. Springer Spaniels fit well within a family due to their eagerness to please others and highly trainable personalities.

This dog breed loves to spend family time and enjoys fetching games, long walks, and swimming. Owning English Springer Spaniels comes with a great sense of responsibility to provide them with all the healthcare facilities they need and deserve. Therefore, buying a dog insurance policy is an economical yet suitable option that you must opt for your furry companions.

Which factors influence the price of Springer Spaniel insurance?

The insurance premium price for English Springer Spaniels is based on many factors. While getting a quote for pet insurance, you need to provide personalised details of your dog breed to get an exact estimate. Here’s how different factors impact the price of insurance.

Age

The age of your Springer Spaniel directly impacts the price of insurance. The more the age, the more expensive will be the insurance premiums. This is why puppy insurance is cheaper than older dog insurance.

Dog Microchipping

Some insurers require you to microchip your dogs to get insurance coverage. If your dog isn’t microchipped, they may charge you a higher insurance fee.

Preventive Care

If you follow a proper preventive care routine like regular vet checkups, vaccination, dog neutering or spaying, flea treatments, etc., then the risk of disease is comparatively low. This impact is shown in the form of expensive insurance premium fees for unvaccinated dogs.

Insurance Type

There are multiple types of insurance coverage options for English Springer Spaniels. Each insurance policy has its own terms, conditions and prices. You need to select an appropriate policy considering the crucial needs of your dog. Policies offering maximum coverage for your dogs are usually more expensive than others.

Breed

If you own a mixed breed, the price of the insurance premium will be less than that of purebred dogs. This is because purebred dogs are more prone to genetic health conditions. So, insurance companies anticipate a high probability of claims from purebred dog owners.

Excess or Co-payment

While opting for dog insurance, there are different options like excess, co-payment etc. If you opt for co-payment or excess, it means you agree to pay a portion of the vet fee. The higher the percentage of excess or co-payment you select, the lower will be the price of the dog insurance policy. It reduces the reimbursement you will get after putting in an insurance claim.

Furthermore, if you opt for an annual payment policy, you will get discounted prices. Monthly payment policies are way more expensive than annual fees. So, decide on the payment schedule that fits your budget.

What are the different types of insurance policies available for English Springer Spaniels?

There are four different types of coverage options available for English Springer Spaniels. You have to decide the type of policy considering the breed-specific needs of your dogs. Each type of coverage option comes at different prices. Here’s a brief description of the insurance policies available for Springer Spaniels in order of high to low price.

Lifetime Insurance

This insurance policy allows coverage for both illnesses and injuries for dogs. A specific budget is decided for the health conditions your English Springer Spaniels may suffer from in their life. You can claim any amount until the maximum limit set for a disease does not expire. This policy is renewable each year.

Maximum Benefit Policy

This policy sets a pre-determined amount for each health condition or injury your dog may experience. A lifetime insurance policy is renewable each year whereas the budget for maximum benefit insurance is limited and even if you renew it, reimbursement for expired conditions cannot be claimed. In maximum benefit insurance, you can claim an amount for health conditions as long as the budget decided for a health issue does not expire.

Time Limited Insurance

This type of insurance policy allows vet treatment coverage up to a pre-decided budget for a limited tenure. Your policy expires if you hit the financial cap, or time expires, whichever happens sooner.

Accident-only Coverage

This policy allows coverage for expenses related to accidents only. If your dogs get injured in an accident, then you can claim vet treatment costs like surgery, medication, vet checkups, diagnostic tests, etc., from the insurance company.

How to choose suitable insurance for your English Springer Spaniels?

Finding a suitable insurance policy according to the health needs of your dogs is crucial. While choosing an insurance policy, you must look for coverage of the common Springer Spaniel health issues. A policy must be decided considering your budget and the level of coverage needed for your furry companions. Here are a few tips you must consider while choosing an insurance policy:

• Decide the insurance coverage considering the most important needs of your Springer Spaniels.
• Compare the market prices of insurance to choose a cheap dog insurance policy.
• To compare prices, you can get quotes online using the QuoteRadar price comparison online tool.
• If you want to insure more than one dog, then opt for a multi-dog insurance discount. This discount can reduce the pet insurance costs by 10 – 15 %. You are eligible to claim this discount while renewing the policy.
• Choose the annual or monthly payment plan considering your budget. Though an annual payment is a bit cheaper than a monthly plan, you need to pay the lump sum amount in advance.
• Read the policy terms carefully to find any hidden fees or excluded coverage conditions.

What is included in English Springer Spaniel insurance?

Insurance policy terms and conditions vary from one company to another depending on the type of policy and the insurance company you have chosen. Here’s a list of costs generally claimable in dog insurance:

• Veterinary treatment expenses can be claimed from insurance providers up to a specific pre-defined limit mentioned in the insurance agreement.
• You can claim costs related to the injuries treatment your dog has experienced during playtime, exercise, or after an accident. The coverage may be included or excluded depending on the type of policy you have chosen.
• Third-party liabilities are claimable if you have opted for dog insurance. It may include coverage for legal claims you may face in case your dog has caused damage to someone, their pet, or property.
• The boarding fee for dogs includes any kennel expenses you might need to pay in case your dogs need to stay in a kennel. You can claim costs for a kennel stay from insurance companies.
• Missing pet coverage can be claimed from insurance entities. It includes advertisement costs and rewards to be paid to the finder. This is why insurance companies require dog microchipping as a compulsory requirement to be eligible for insurance as it helps to detect the location.
• Some insurance companies allow 24/7 FirstVet access to UK dog owners. So, if you need any expert opinions regarding your Springer Spaniel’s health or diet-related issues, you can contact a Veterinarian via video call.

These costs may or may not be included in your dog insurance policy depending on the type of coverage you opted for.

Are pre-existing conditions covered in Springer Spaniel insurance?

English Springer Spaniel insurance does not allow coverage for pre-existing health issues. You cannot claim any health issues whose symptoms were seen before you opted for insurance or before the end of the waiting period. It is always recommended to buy insurance for your dogs during early life stages. Therefore, puppy insurance is the most suitable option to be opted for you Springer Spaniels as it is the time when your dog does not have developed any major health issues. You cannot claim any reimbursement for pre-existing conditions as they are excluded.

If you want to buy insurance that allows specific coverage for pre-existing conditions, then search for insurance providers offering specialist coverage. Specialist insurance can be tailored according to the health conditions your dog is experiencing. However, these tailored policies are more expensive than other insurance coverage options. The budget assigned for the specialist insurance policy is also limited.

How do you keep your Springer Spaniel healthy?

Springer Spaniels are a cheerful, intelligent, and energetic dog breed that needs to stay active via different activities like playing. social interaction, long walks, and exercises. Providing them with all the required facilities is necessary to offer them an enriched life. You must plan their routine accordingly to allow them a proper healthy and engaged life routine. Here’s what you can do to give them a happy and healthy life.

Exercise

You should provide Springer Spaniels with at least one or two hours of exercise daily, It keeps them engaged and active at the same time.

Regular Vet Visits

Routine vet checkups are necessary for staying up to date on your dog’s health conditions. It helps diagnose medical issues at the early stages and, therefore, assists in curing diseases in the initial stages. Pay attention to preventive care routine to ensure your dog lives a healthy and long life.

Daily Walks

English Springer Spaniels are best suitable for country life, but you can keep them in homes having large gardens and enough space for exercise, play, and walks.

Grooming

It is a must thing you should do to keep your pets clean and free from infections. Brushing once or twice a week or as per the needs of your dogs’ coat requirements will help them stay healthy. Keeping them clean helps to avoid ear and skin allergy issues. Bathing every six to eight weeks is usually enough, but it’s needed more often after swimming, so plan it accordingly. Springer Spaniels also need trimming, therefore visiting a doggy spa is needed a few times per year.

Vaccination

To keep your Springer Spaniels healthy, it is a must to vaccinate them against known chronic conditions. It will keep them in good health and protect them from disease. Hence increasing the life span of your furry buddies.

Training

English Springer Spaniel is an intelligent and receptive dog. Their intelligence makes it easy to learn the commands quickly. You should start training your pups at a younger age.

Feeding

Giving your dog a balanced diet is necessary to avoid being overweight or deficient in nutrients. Overweight Springer Spaniels and Rottweilers are at a high risk of multiple health issues like hip and elbow dysplasia. Don’t give too many treats to your pups. If you need any diet advice, consult your vet.

Frequently Asked Questions

What is the average lifespan of a Springer Spaniel?

English Springer Spaniels can live up to 12 to 14 years. The life expectancy varies depending on the health of your dogs. Though many health issues are manageable, some might result in reduced life expectancy. With the right level of dog insurance policy, you can ensure your pets live a healthy and long life.

What is the best insurance coverage for English Springer Spaniels?

The best insurance coverage for English Springer Spaniel is the one that covers breed-specific needs. Lifetime insurance is one of the most suitable options as it covers the maximum conditions a dog may suffer in its lifetime. However, it is always recommended to opt for insurance at an early stage to avoid any pre-existing conditions limitation. A lifetime policy is renewable yearly to provide continuous coverage for your dogs over their lifetime.

Is shedding common in the Springer Spaniel breed?

Springer Spaniels shed throughout the year, but it’s even more common during the spring and autumn seasons. You must groom them twice or thrice a week to keep their coat in good condition and free from mites etc. Regular trimming and brushing of your Springer Spaniel fur is needed to avoid matting.

What are pre-existing conditions in Springer Spaniels?

Pre-existing conditions are those issues that were diagnosed before you opted for insurance. If the symptoms of the diseases appear before insuring your pups, then you cannot claim for the treatment of those issues. Pet insurance only allows coverage for new health issues that were diagnosed during insurance.

What are common diseases in Springer Spaniels?

English springer spaniels are generally considered healthy dogs, but they may experience several genetic and other breed-specific illnesses. The common diseases in this breed include hip or elbow dysplasia, eye problems, generalised progressive retinal atrophy (GPRA), and incomplete ossification of the humeral condyle (IOHC).

How to maintain the oral health of English Springer Spaniels?

Brush your Springer Spaniels’ teeth at least once a week. It is also encouraged to use dental sticks and chews to fight back against issues like bad breath and gum diseases.

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