Home » Car Insurance » Performance Car Insurance

Performance Car Insurance

Compare Cheap Performance Car Insurance Quotes

  • Compare performance car insurance with QuoteRadar
  • Covers Porsche, Mercedes, Aston Martin and many more
  • Best performance car insurance comparison site
  • Hassle free – complete just one, quick easy form
  • Compare & see if you can save today!
In association with
quotesearcher performance car insurance

Excellent: 4.9/ 5   ★★★★★   based on 119 reviews

More options to find cheap performance car insurance

moneysupermarket logo image
  • Compare 100+ car insurance brands
  • 51% of customers could save up to £273*
  • Simple and short form to get quotes
  • Recommended by 95% customers
  • Instant no obligation quotes – Free
  • Visit Moneysupermarket & see if you could save
confused logo image
  • Compare 111 car insurance providers
  • 50% of customers could save £289.25
  • Simple and short form to get quotes
  • Recommended by 96% customers
  • Instant no obligation quotes – Free
  • Visit Confused & see if you could save

comparethemarket logo

  • Compare 100+ car insurance providers
  • 50% of customers could save up to £283.83
  • Simple and short form to get quotes
  • Recommended by 96% customers
  • Instant no obligation quotes – Free
  • Visit CTM & see if you could save
quotezone logo image
  • Search up to 95 car insurance providers
  • Simple and short form to get quotes
  • 51% of consumers could save £200
  • Recommended by 97% customers
  • Over three million users
  • Visit Quotezone & see if you can save
mustard logo image
  • Compare up to 40 car insurance brands
  • Cheapest Price Guaranteed by mustard
  • Simple and short form to get quotes
  • Recommended by 92% customers
  • Instant no obligation quotes – Free
  • Visit Mustard & see if you could save

Car insurance providers

Don’t want to compare anymore? Buy directly from top insurers

TheAA Car Insurance

the aa young driver insurance
  • 5 Star Rating from Defaqto – TheAA
  • 10% of new customers paid £165 or less
  • Up to 90 days’ car insurance cover across EU countries
  • Three-year guarantee on all approved claims repair work
  • 24/7 dedicated UK claim line available
  • Courtesy car available

Quotelinedirect Car Insurance

quote line direct young drivers insurance
  • More than 45 years experience
  • Online quotation system searches more than 450 policies
  • Variety of payment methods including monthly instalments
  • Cheapest car insurance by Quotelinedirect
  • Ex-company car drivers may be able to transfer their no claims bonus
  • Save more than just time and money!

What is performance car insurance?

If you own a performance car, chances are it is your pride and joy. A performance car can represent a significant investment, so it pays to make sure you have the right insurance cover in place if anything goes wrong.

If you are involved in an accident which damages your car, having the right insurance will mean you are not hit with costly repair bills. Sports cars and performance vehicles are also likely to attract attention from thieves. As desirable as it is to have a powerful car, you also need to make sure you are covered in the event of it being damaged or stolen too.

Do I need performance car insurance?

If you own a sports car or performance vehicle, it could be worth checking with your insurer whether you would benefit from a specialist performance car policy.

Is performance car insurance expensive?

Insuring a performance car is different from insuring other vehicles. It can often be more expensive. This is because statistically, a high-performance car represents a high risk to insurers. With a powerful engine, they are capable of reaching very high speeds, often much quicker than standard cars. Faster speeds increase the risk of accidents, and therefore claims are more likely. Insurers cover the increased risk by charging higher premium costs for performance cars.

Types of performance cars

Most people will already have an idea of what is classed as a performance car. Luxury brands like Porsche, Lamborghini, Bentley, Jaguar and Aston Martin already have a reputation for power and speed. However, there are many other more standard models which can still be classed as performance cars due to their large engine size, or modifications.

Some Japanese imports are performance cars for insurance purposes. Other standard cars which have had engine modifications can also fall into this category.

What affects the cost of performance car insurance?

There is a range of factors affecting the cost of car insurance. Performance cars are no different in this respect. The amount you pay for your premium is calculated by taking into account the make, model and likely cost of replacement along with the degree of risk you present.

Generally, the more powerful the car, the higher the cost to insure. So performance cars attract much higher premiums than cheaper less powerful models.

How to reduce the cost of performance car insurance?

Reducing the risk to your insurer of making a claim will bring down the cost of performance car insurance. Consider the following when comparing quotes:

  • Consider taking a pass plus driving qualification. If you can demonstrate that you are an advanced road user, you are less likely to be involved in an accident. This is particularly useful for younger, more inexperienced drivers who own powerful cars.
  • Ensure you secure your car against thieves. Unfortunately, high-performance cars can attract the wrong sort of attention. By keeping your car secure and off the road when not in use, you can reduce the risk of it being stolen. Make sure that all alarms and immobilisers are up to date and working too.
  • Agree a lower mileage. Many performance car owners also have another more standard car they use for daily driving. If you only use your sports car on weekends, or for special occasions, you may be able to negotiate a better rate on your premiums based on an agreed low annual mileage.
  • Finally, always shop around and compare quotes from a range of different insurers. Some providers specialise in powerful and performance cars and may be able to offer discounted premiums based on things like membership of owners clubs, or driving experience with similar vehicles.
QuoteRadar
Rated 4.9/5 based on 119 reviews