PDSA Pet Insurance

PDSA Pet Insurance For Cats and Dogs

In the United Kingdom alone, PDSA veterinary experts serve more than 2.8 million pets every year at their 48 pet hospitals. The hard work of these compassionate veterinarians keeps pets healthy and happy, and they risk their lives every day to do it.

As beloved members of the family, pets provide company and love without conditions. They should receive top-notch treatment irrespective of any social or economic obstacles. Every PDSA pet insurance coverage purchased contributes to the charity’s ability to save lives, maintain operations, and support vulnerable animals in need.

The upkeep of these services and the provision of necessary treatments for pets depend on the active participation of policyholders. When people opt for this pet insurance especially when competitor like Petwise Pet Insurance exists, they are helping to ensure the safety of many other animals when they are sick or injured.

Protect Your Pets with PDSA Insurance:

Insurance for Dogs:

You may rest easy knowing that your dog or puppy is covered by PDSA Dog Insurance, which offers a number of benefits. You can cover your puppy as early as eight weeks old, and there’s no extra charge if you pay monthly. Conditions that arise while insured are covered for life by lifetime insurance.

Some policies even cover the expenses of local advertising and rewards in the event that your dog goes missing, and you may choose to have the money sent straight to your vet in the event of a claim. Also included in the policy is a veterinary helpline that is available 24/7 and protection against third-party liability. You are free to continue seeing your preferred veterinarian because policies are valid at any clinic or hospital. Important charitable activity is also supported with every policy purchase.

Insurance For Cats:

With PDSA Cat Insurance, be ready for anything unexpected. Cats often put themselves in danger by exploring new areas, driven by their persistent curiosity. With PDSA Cat Insurance, you can rest easy knowing that unexpected vet bills won’t be a problem in the event of an emergency.

You can stop stressing about how to pay for your cat’s medical care because this insurance covers it all. Knowing that your furry buddy is protected no matter where their curiosity takes them is a great comfort when you insure your cat. It also gives you peace of mind in the event of an unexpected event.

What is Lifetime Cover?

With lifetime coverage, your pet is protected from any and all accidents and illnesses for as long as you choose, up to the amount you choose each year. Once the yearly limit is reached, more claims cannot be submitted until the renewal period comes around and the limit is reset. As long as payments are regular and the policy is renewed annually, this form of coverage is perfect for long-term or chronic diseases.

Lifetime £2,000:

Coverage for annual veterinarian expenses up to £2,000 is available with the Lifetime £2,000 policy. Each event throughout a policy year is subject to a fixed excess of £75. For dogs and cats over the age of 8 (and some breeds over the age of 5), the co-insurance overage is 20%. Additionally, this policy covers boarding payments of £1,500, £500 for emergencies while abroad, and £1,500 for finding your pet.

Lifetime £3,000:

Coverage for annual veterinarian expenses up to £3,000 is included in the Lifetime £3,000 policy. Every event throughout a policy year is subject to the same set excess of £75. Even for pets that are a little older, the 20% co-insurance excess applies. There is a £1,500 credit for locating your pet, a £500 benefit for unexpected overseas costs, and a £1,500 benefit for boarding costs included in this coverage.

Lifetime £4,000:

The Lifetime £4,000 policy raises the yearly coverage of veterinarian bills to £4,000. It keeps the annual policy excess of £75 per incident and an excess of 20% for senior pets’ co-insurance. Included in this plan are £1,500 for boarding costs, £700 for unexpected overseas expenses, and £1,500 for pet locating.

Lifetime £5,000:

Up to £5,000 in annual veterinarian expenses are covered under the Lifetime £5,000 coverage. Every policy year, there is a £75 fixed excess for incidents, and older pets have to pay an extra 20% in co-insurance. Plus, you’ll get £1,500 to use toward boarding costs, £1,000 for unexpected overseas expenses, and £1,500 to use toward locating your pet.

Lifetime £8,000:

Lifetime £8,000 is the most comprehensive plan, and it pays for annual veterinary care up to £8,000. For elderly pets, there is an additional co-insurance overage of 20% and a fixed excess of £75 per incident every policy year. Additionally, this coverage provides £1,500 for boarding bills, £1,500 for overseas emergency expenses, and £1,500 for finding your pet.

A 12-Month Coverage: What Is It?

By opting for a 12-month coverage policy, your beloved pet is safeguarded against veterinary expenses stemming from any accident or disease, up to the chosen sum, or for a maximum of 12 months beginning with the emergence of symptoms, whichever occurs first. Following the attainment of either limit, the policy will no longer cover that condition or any associated problems. Ideal for covering unexpected accidents and short-term illnesses, this insurance is typically less expensive than lifetime coverage.

Time Limited £2,000:

You can get up to £2,000 in coverage for each medical condition with the Time Limited £2,000 policy. There is a 20% co-insurance overage for older pets and a fixed excess of £75 per incident, per policy year. Furthermore, this plan provides £500 to cover unexpected costs when travelling.

Time Limited £5,000:

Coverage for veterinarian care up to £5,000 per condition is available with the Time Limited £5,000 policy. For dogs and cats above the age of 8 (select breeds 5 and up) and 10 (and up), the policy imposes a fixed excess of £75 per incident, per policy year, and a co-insurance overage of 20%. Plus, there’s £500 set aside for unexpected overseas costs.

How to Get Your Free Welcome Box?

Check out these instructions to obtain your complimentary welcome box from PDSA Pet Insurance:

• Enter the Promo Code: Make use of the discount code PDSABOX when applying for PDSA Pet Insurance. When asked to provide a promotional code throughout the quote process, make sure you type PDSABOX.
• Receive Instructions: The welcome box redeeming instructions will be sent to you via email by PDSA Pet Insurance three months following the start of your insurance. For the redemption process to be completed, you must visit the Love Louie website.

What’s in the Welcome Box?

· For Dogs:

There are a lot of things and toys in your dog’s welcome box that are meant to make your pet happy and entertained. There will be a variety of toys and treats from brands including Beco, KONG, Lickimat, Forthglade, and JR Pet Products, as well as Pate. The contents may differ according to the availability of stock.

· For Cats:

A variety of entertaining toys and treats will be included in the cat welcome box. Two catnip toys from Beco, one catnip and puzzle toy from KONG, several treats from Dreamies, a cat teaser toy, and some Munchies from Natural Pet will be part of the package. The contents may differ based on stock levels, just like the dog box.

What Makes PDSA Pet Insurance the Best Choice for Your Pet?

A number of advantages come with PDSA Pet Insurance, which not only offers peace of mind but also makes a significant charitable contribution. Using PDSA is a wise choice for the following reasons:

• Support Life-Saving Charity Work: With every policy sold, PDSA is able to continue its important charitable work. This donation goes toward supporting their network of animal hospitals, which helps sick and injured pets get the medical attention they require.
• Policy Flexibility: PDSA provides a range of insurance policies to meet the demands and budgets of different individuals. You can choose an option that suits your needs and budget, whether you want extensive coverage or a more basic plan.
• On-Call Veterinarian Advice: Whenever you need it, day or night, Petcall’s veterinary advisors are available via phone or online. No matter the time of day or night, the service will make sure that you have access to professional advice.
• Simple Policy Administration: The PDSA Insure Hub makes policy administration a breeze. From the convenience of your own home, you can access and manage all of your insurance information using the convenient online platform.
• Direct Vet Payments: By paying claims straight to your veterinarian, you can streamline the reimbursement procedure and lessen financial strain during treatment.
• Veterinarian Preference: Your insurance policy gives you the freedom to visit any veterinarian you like because it is valid at all registered clinics and hospitals.

You can help many animals in need and get peace of mind for your pet by insuring with PDSA.

Trustpilot Rating:

With an impressive 4.5 out of 5 stars on Trustpilot, PDSA Pet Insurance clearly has satisfied customers. Pet owners are grateful for the assistance given during their pets’ health problems, as evidenced by the thousand-plus favourable evaluations that emphasize the company’s dependable coverage and caring service. Thanks to their dedication to providing excellent care and service, PDSA has earned a high Trustpilot rating. The overall excellent ratings and strong reputation on Trustpilot are contributed to by PDSA Pet Insurance, a trusted supplier recognized for its commitment to pet welfare and transparent, helpful service.

Pet Insurance: What Does It Cover?

To make sure your pet is protected in case of emergencies and more, PDSA Pet Insurance provides a wide array of benefits. The following is covered:

• Veterinary Care: Their plans cover a wide range of treatments and procedures, including imaging tests (MRI and CT), alternative medicine, physical therapy, and more. Also included are dental procedures such as fillings, root canals, and crowns. International veterinarian care is also covered by PDSA Pet Insurance.
• Third-Party Liability: If your dog injures or damages someone else, third-party liability insurance helps pay for the expenses.
• Theft and Death: If your pet dies as a result of an accident, disease, or injury, the coverage will pay for the funeral expenses. Additionally, it safeguards against straying or theft.
• Holiday Travel Cover: Your insurance will cover some travel-related expenses if you are taking your pet with you.
• Costs of Hospitalization and Boarding: Your pet’s boarding and hospitalization expenses are also covered by Lifetime Cover plans.
• Flexibility and Direct Claims: You can continue to receive your preferred veterinary care by using your policy at any registered veterinarian and paying claims directly to your veterinarian.

Why Insure Your Pets with PDSA Multi-Pet Insurance?

When you insure all of your pets with PDSA Multi-Pet Insurance, you can rest easy knowing that they’re all covered by just one policy. With the PDSA Insure Hub, you can simply keep track of all your policies, manage claims, and see how much coverage you have left. Vet fees can be claimed immediately through the hub, and nearly all claims are paid out within five business days.

To make sure your pets are adequately protected, PDSA Multi-Pet Insurance allows you to select different levels of coverage for each one. An additional perk is that you may always add more pets to your policy. On top of that, you can keep visiting your favourite registered vet because the policy is valid at any clinic. This comprehensive and adaptable method guarantees that your dogs will receive the care they require at the exact moment they require it.

PDSA Pet Insurance Exclusions:

Some treatments and ailments are not covered by PDSA Pet Insurance, despite the fact that the insurance gives substantial coverage for numerous veterinary requirements. Things to keep in mind are as follows:

1. Prevention and Standard Care:

PDSA Pet Insurance will not pay for standard care or preventative medical procedures. This includes:

• Vaccines: The insurance will not pay for your pet’s routine vaccines.
• Worming: Standard methods of eradicating worms are not applicable.
• Treatment for Fleas: The coverage does not cover treatments that prevent fleas.
• Neutering: Your insurance does not pay for the expense of neutering your pet.

2. Existing Medical problems:

Pet insurance does not pay for problems that have already been diagnosed. These are things like ailments, injuries, symptoms, or problems that your pet had before you got the insurance. Even if no treatment was given, any recorded conversations with your vet on your pet’s health or behaviour will still be regarded as pre-existing conditions.

3. Managing Costs:

Be sure to keep your pet’s preventive care up-to-date to help limit expenditures for these excluded treatments. To help keep costs down, talk to your vet about possible plans or packages that cover things like yearly check-ups and basic treatments.

How Much Does Pet Insurance Cost?

The cost of pet insurance can vary greatly depending on several circumstances, which is why PDSA Pet Insurance offers a selection of coverage intended to match varied budgets. Here are some of the things that affect how much pet insurance costs and how to get the best protection for your pet:

• Policy Type: PDSA offers multiple tiers of coverage, each with its own set of advantages and rates. In general, more extensive policies with more coverage options tend to be more expensive, but more basic plans could be cheaper.
• Coverage Level: Policies are offered at several levels, ranging from basic to premium. You should expect to pay more for your insurance if you opt for more comprehensive coverage, which includes things like greater limits on veterinarian bills and other perks.
• Pet’s Breed and Age: Your pet’s breed and age may have an impact on insurance costs. A dog’s insurance premium could go up or down depending on the breed’s susceptibility to certain diseases. Due to an increased risk of health problems, older pets typically have higher rates.

Choose a policy that meets both your financial obligations and your pet’s insurance requirements. Take a look at the various coverage options and pick the one that suits your needs the best. Basic plans can offer necessary coverage at a cheaper price, whereas comprehensive insurance offers significant benefits but may be more expensive.

Frequently Asked Questions

What Are Pet Insurance’s Restrictions?

For pet owners, pet insurance is a fantastic safety net. Pre-existing ailments, or illnesses that existed before the policy’s start date or waiting periods, are not covered by pet insurance, though.

Do Different Breeds Have Different Pet Insurance Policies?

Based on the species, age, breed, and average cost of veterinarian treatment by zip code, pet insurance plans are assessed. The total cost of the pet insurance premium may vary depending on the breed due to differences in life expectancy and susceptibility to chronic and genetic illnesses.

Do Pet Insurance Policies Cover Dental Care?

If a pet’s parents regularly maintain their pet’s oral hygiene and the pet does not have any pre-existing dental issues, most providers will cover unanticipated diseases and injuries associated with dental treatments. For specifics, the policy owner should consult their policy documents as there are numerous regulations in this situation.

Related insurance

Cat

Multi-cat

Pug

Beagle dog

French bulldog

Greyhound dog

Russian Blue cat

Norwegian Forest cat

Direct Line pet

Staffordshire Bull Terrier

Bullmastiff dog

Co-op pet

Small dog

Ageas pet

Churchill pet

Dalmatian dog

Exotic Shorthair cat